What is CoreLogic Credco?
CoreLogic Credco is a consumer credit reporting agency that provides credit reports to mortgage lenders and the auto loan industry. If you apply for a mortgage or auto loan, CoreLogic Credco may appear as a hard inquiry on your credit report. This is because they check your credit report during their decision-making process.
Why is CoreLogic Credco on my credit report?
If CoreLogic Credco appears on your credit report, it is likely because you applied for a mortgage or auto loan. When a lender requests your credit report from CoreLogic Credco, it results in a hard inquiry on your credit report.
The Difference Between Hard and Soft Inquiries
A hard inquiry occurs when you apply for new credit, and the lender or creditor runs a credit check. These inquiries can have a small negative impact on your credit score, especially if you have several in a short period.
On the other hand, a soft inquiry occurs when a company checks your credit history as part of a background check, or when a credit card issuer or lender prequalifies you for an offer. Soft inquiries do not affect your credit scores.
How long do hard inquiries stay on your credit report?
Regardless of the outcome of your credit application, hard inquiries will stay on your credit report for a maximum of 2 years. These inquiries are documented by one or more of the three primary credit bureaus: Equifax, Experian, and TransUnion.
Dealing with Unauthorized Inquiries
If you find an unauthorized inquiry from CoreLogic Credco on your credit report, contact the company to inquire about the reason for the inquiry. The creditor’s name should be listed under the hard inquiry section on your credit report.
CoreLogic Credco Contact Information
CoreLogic Credco, LLC
P.O. Box 509124
San Diego, CA 92150
Phone number:(877) 532-8778
Can CoreLogic Credco Be Removed from Your Credit Report?
Credit Saint specializes in removing inquiries and other inaccurate negative marks on your credit report. They can also help you dispute and potentially remove various items, including:
- late payments
- charge offs
Improve Your Credit Today
If you’re facing challenges with poor credit and seek guidance, consider a complimentary credit consultation with Credit Saint. They have a track record of assisting numerous individuals in similar circumstances to improve their credit ratings. To learn how they can support you in attaining a healthier credit standing, visit their website and complete the provided form.
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