Is SYNCB/PPC hurting your credit score?

Lexington Law has helped millions of customers remove credit inquiries and other negative items from their credit reports. Let them help you too!


SYNCB/PPC is a credit report code that stands for Synchrony Bank/PayPal Credit.

SYNCB/PPC may be on your credit report as a hard inquiry. This usually happens when you apply for PayPal Credit (formerly called PayPal Bill Me Later) via Synchrony Bank.

How long does a SYNCB/PPC inquiry stay on your credit report?

Hard inquiries can remain on your credit report for up to 2 years. Each time a hard inquiry is made, it is recorded by one or all of the three major credit reporting agencies – Equifax, Experian, and TransUnion.

Having a single hard inquiry on your credit report from Synchrony Bank won’t cause much damage to your credit score. However, if you have multiple credit inquiries within a 2 year period, they can impact your credit significantly.

Can SYNCB/PPC be removed from my credit report?

Lexington Law specializes in removing inquiries and other negative marks on your report. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.

They can also help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • judgments
  • liens
  • bankruptcies

Get Your Inquiries Removed Today!

If you’re looking for a reputable company to help you repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. Paralegals are standing by waiting to take your call.