What is SYNCB/CCSYCC?
SYNCB/CCSYCC stands for Synchrony Bank.
SYNCB/CCSYCC may be on your credit report as a hard inquiry. This usually happens when you apply for a store credit card issued by Synchrony Bank.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
How long do hard inquiries stay on your credit report?
Hard inquiries can remain on your credit report for up to two years. Each time you make an inquiry, it is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion.
Can SYNCB/CCSYCC be removed from my credit report?
Removing SYNCB/CCSYCC from your credit report can be achieved in a couple of ways. The first option is to initiate a dispute with the credit reporting agency, which requires submitting a dispute letter that explains the reasons why the inquiry is incorrect and calls for its removal from your credit report.
While this could be a viable approach, it can also be a tedious and arduous process that may not necessarily yield the desired outcome.
Alternatively, you could enlist the services of a credit repair company, such as Lexington Law Firm, which specializes in disputing negative marks from credit reports. With their extensive experience spanning over 18 years, they’ve successfully achieved over 6 million removals for their clients in 2021 alone.
They can also help you dispute (and possibly remove) the following items:
- late payments
- collections
- charge offs
- foreclosures
- repossessions
- bankruptcies
Get Your Inquiries Removed Today!
If you’re struggling with bad credit and want to learn more, consider a free credit consultation with Lexington Law.
They have helped many people in your situation. Give them a call at (800) 220-0084 to see what they can do for you.