If RentGrow has shown up on your credit report, you might be wondering why it’s there and what to do about it. Here’s exactly what it means, how it affects your credit, and how to remove it if necessary.
What Is RentGrow on Your Credit Report?
RentGrow is a tenant screening company that works with landlords and property management companies. They provide background checks, credit checks, rental history reports, and other information to help property owners evaluate potential tenants.
If you’ve applied for an apartment, rental home, or acted as a cosigner, you might see RentGrow listed on your credit report as a hard inquiry.
Why RentGrow Appears on Your Credit Report
When you apply for a rental property and the landlord uses RentGrow’s screening services, RentGrow runs a credit check as part of the application process. This creates a hard inquiry on your credit report under the name RentGrow.
Even if you don’t get approved for the rental, the inquiry remains as a record showing you applied for housing.
How RentGrow Inquiries Affect Your Credit Score
A hard inquiry from RentGrow can cause your credit score to drop by a few points. While a single inquiry usually doesn’t cause major damage, multiple inquiries in a short period can add up. Lenders or property managers may see several recent inquiries as a sign you’re actively seeking credit or rentals, which could raise concerns.
To help protect your credit score, only apply for rentals or loans when necessary.
How Long RentGrow Stays on Your Credit Report
A hard inquiry from RentGrow stays on your credit report for up to two years. The impact on your credit score fades over time, but the inquiry remains visible to lenders and landlords until it drops off automatically after 24 months.
Monitoring your credit report regularly can help you track these inquiries and ensure your credit file stays accurate.
What to Do If You Didn’t Authorize a RentGrow Inquiry
If you see a RentGrow inquiry on your credit report and didn’t apply for a rental property, take these steps right away:
- Contact RentGrow: Ask for details about the inquiry. They can tell you if it was made in error or by someone else using your information.
- Dispute the Inquiry: If it wasn’t authorized, file a dispute with Experian, Equifax, and TransUnion to have it removed.
- Protect Your Credit: If you suspect identity theft, consider placing a fraud alert or credit freeze on your credit report to help prevent further unauthorized activity.
RentGrow Contact Information
- Address:
RentGrow, Inc.
177 Huntington Ave, Suite 1730
Boston, MA 02115-3153 - Phone Number:
(800) 898-1351
Can RentGrow Be Removed From Your Credit Report?
If the RentGrow inquiry was unauthorized or reported by mistake, you can dispute it with the credit bureaus. Removing inaccurate hard inquiries helps keep your credit report clean and protects your credit score.
Many people choose to work with a professional credit repair service for help. Credit Saint is one trusted company that helps remove hard inquiries, late payments, collections, charge-offs, repossessions, foreclosures, and bankruptcies from credit reports.
Need Help Fixing Your Credit?
If negative items like unauthorized inquiries are hurting your credit, Credit Saint may be able to help. They even offer a 90-day money-back guarantee if you’re not satisfied with their service.
Visit their website, fill out the short form, and take the first step toward improving your credit and protecting your financial future.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
