How to Remove SYNCB/TOYSDC From Your Credit Report

Is SYNCB/TOYSDC hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable credit inquiries from their credit reports.


SYNCB/TOYSDC stands for Synchrony Bank/Toys R Us DC. This abbreviation might appear on your credit report as a hard inquiry. It could also appear as SYNCB/Tydc. This type of inquiry usually occurs when you apply for a Toys R Us credit card.

How SYNCB/TOYSDC Inquiries Affect Your Credit Score

A hard inquiry on your credit report will typically only drop your credit score by a few points. However, if you have too many hard inquiries, especially in a short period of time, they can really start to add up and do some damage to your credit score. Lenders may view multiple inquiries as a sign of financial distress or an increased risk for default.

The Impact of Hard Inquiries

Hard inquiries can remain on your credit report for up to two years. Each time you make an inquiry, it is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion. Although the impact of a hard inquiry diminishes over time, it can still affect your ability to secure credit or obtain favorable interest rates on loans.

Can SYNCB/TOYSDC be removed from my credit report?

It is possible to have SYNCB/TOYSDC removed from your credit report if it was unauthorized or reported inaccurately. Lexington Law specializes in removing inquiries and other negative marks on your credit report. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

Lexington Law can also help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

Taking Control of Your Credit

If you’re struggling with bad credit and want to learn more about improving your credit score, consider a free credit consultation with Lexington Law. They have helped many people in your situation, and their experienced team can guide you through the process of disputing and potentially removing inaccurate or unauthorized items from your credit report.

To get started, visit Lexington Law’s website and fill out the form for a free consultation. Their team will assess your situation and provide personalized recommendations on how to improve your credit and achieve your financial goals.

Remember, a healthy credit score is key to unlocking better opportunities in personal finance, and taking proactive steps to improve your credit can make a significant difference in your financial future.

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.