What is SYNCB/TYDC?
SYNCB/TYDC is a credit report code that stands for Synchrony Bank/Toys R Us DC.
SYNCB/TYDC or SYNCB/Toysdc may be on your credit report as a hard inquiry. This usually happens when you apply for a Toys R US credit card.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
How long do hard inquiries stay on your credit report?
Hard inquiries can remain on your credit report for up to two years. Each time you make an inquiry, it is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion.
Can SYNCB/TYDC be removed from my credit report?
To remove SYNCB/TYDC from your credit report, you have a couple options. One option is to dispute the hard inquiry with the credit reporting agency. This involves submitting a dispute letter that outlines why the inquiry is inaccurate and requesting that it be removed.
Another option is to work with a credit repair company like Lexington Law, which specializes in removing negative marks from credit reports. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
They can also help you dispute (and possibly remove) the following items:
- late payments
- collections
- charge offs
- foreclosures
- repossessions
- bankruptcies
Get Your Inquiries Removed Today!
If you’re struggling with bad credit and want to learn more, consider a free credit consultation with Lexington Law.
They have helped many people in your situation. Give them a call at (800) 220-0084 to see what they can do for you.
