How to Remove ACRAnet From Your Credit Report


Is ACRAnet hurting your credit score?

Credit Saint has successfully assisted countless clients in removing inaccurate and questionable credit inquiries from their credit reports.

What is ACRAnet?

ACRAnet is a company that provides various services to businesses, landlords, and consumers. They specialize in tenant screening for landlords, employment screening for businesses, and mortgage services for lenders. By conducting background checks, credit checks, and other relevant inquiries, ACRAnet helps these parties make informed decisions about potential tenants, employees, and borrowers.

You may see ACRAnet on your credit report as a hard inquiry. This usually happens when you apply for an apartment, mortgage, or employment and the company runs a background check as part of their decision-making process.

The Difference Between Hard and Soft Inquiries Explained

When it comes to credit inquiries, it’s essential to understand the difference between hard and soft inquiries, as they have different effects on your credit report and score.

Hard Inquiries: Impact on Credit Score

As mentioned earlier, a hard inquiry occurs when a lender, landlord, or employer checks your credit report as part of their decision-making process. Hard inquiries can have a negative impact on your credit score, albeit a relatively small one. However, multiple hard inquiries within a short period can cause more significant damage to your credit score, as it might signal financial instability or desperation.

Soft Inquiries: No Impact on Credit Score

On the other hand, a soft inquiry typically takes place when a company checks your credit history as part of a background check, prequalification, or account review. Unlike hard inquiries, soft inquiries do not affect your credit score, and they are not visible to other creditors or lenders.

How long do hard inquiries stay on your credit report?

Hard inquiries typically remain on your credit report for up to two years. Although the impact on your credit score lessens over time, it’s still essential to manage and minimize the number of hard inquiries on your report.

Monitoring Your Credit Report for Unauthorized Inquiries

It’s crucial to keep an eye on your credit report and look for any unauthorized hard inquiries. If you notice an inquiry you didn’t authorize, contact ACRAnet immediately to resolve the issue. Providing accurate contact information for the creditor listed in the hard inquiry section of your credit report can help expedite the resolution process.

ACRAnet Contact Information


521 W Maxwell Ave
Spokane, WA 99201

Phone number: (800) 304-1249

Removing Hard Inquiries on Your Credit Report

If you believe a hard inquiry from ACRAnet should not be on your credit report, professional credit repair services like Credit Saint can help. With years of experience and many removals under their belt, they specialize in disputing and potentially removing negative items from your credit report, including unauthorized hard inquiries.

They can also help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

Taking Control of Your Credit

If you’re struggling with a poor credit score due to hard inquiries or other negative items, consider a free credit consultation with Credit Saint. Their expertise in credit repair has helped numerous people in similar situations take control of their credit and improve their financial future.

Visit their website and fill out the consultation form to discover how they can assist you in your credit repair journey.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.