How to Remove Credco/Quicken From Your Credit Report

If you’ve come across “Credco/Quicken” on your credit report, you’re probably wondering what it means—and how to remove it if it doesn’t belong there. Here’s what you need to know.

What Credco/Quicken Means on Your Credit Report

Credco/Quicken refers to CoreLogic Credco and Quicken Loans (now Rocket Mortgage). CoreLogic Credco supplies credit data to lenders. When you apply for a mortgage through Quicken Loans, they often use Credco to pull your credit report.

That inquiry then shows up on your credit report as a hard inquiry.

Why Credco/Quicken Appears on Your Credit Report

If you see this entry, it’s usually because you applied for a mortgage with Quicken Loans. They use CoreLogic Credco to access a merged credit report, which results in a hard inquiry with the credit bureaus.

This happens even if your application wasn’t approved or you didn’t complete the loan process.

How a Hard Inquiry Affects Your Credit Score

A hard inquiry can lower your credit score by a few points. One inquiry doesn’t make a big difference, but several in a short period can start to hurt. Too many recent inquiries might make lenders think you’re financially stretched.

How Long Credco/Quicken Stays on Your Credit Report

Hard inquiries stay on your credit report for up to two years. While their impact on your credit score fades much sooner—typically after a few months—they remain visible to lenders for the full two-year period.

What to Do If You Didn’t Authorize the Inquiry

If you didn’t apply for a mortgage through Quicken Loans and don’t recognize the Credco/Quicken entry, take action:

• Contact CoreLogic Credco and ask them to verify the inquiry.
• If they can’t confirm it was legitimate, file a dispute with the credit bureaus.
• Include any documentation that supports your case.

Unauthorized or incorrect hard inquiries can be removed.

How to Remove Credco/Quicken From Your Credit Report

If the inquiry is inaccurate or shouldn’t be there, you can try to remove it yourself—or get professional help. A credit repair company like Credit Saint can work with the credit bureaus on your behalf. They help dispute and potentially remove items such as:

• Late payments
• Collections
• Charge-offs
• Foreclosures
• Repossessions
• Bankruptcies

Start Fixing Your Credit Today

If your credit report has hard inquiries or other negative marks, Credit Saint may be able to help. They’ve helped thousands of people clean up their credit, and they even offer a 90-day money-back guarantee for added peace of mind.

Visit their website to see how they can help you take the next step toward better credit.