What is WF/PCM?
WF/PCM is a credit report code that stands for Wells Fargo/Personal Credit Management.
WF/PCM may be on your credit report as a hard inquiry. This usually happens when you apply for Aa debt consolidation loan through Wells Fargo.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
How long do hard inquiries stay on your credit report?
Hard inquiries can remain on your credit report for up to two years. Each time you make an inquiry, it is recorded by one or all of the three major credit reporting agencies – Equifax, Experian, and TransUnion.
Can WF/PCM be removed from my credit report?
Lexington Law specializes in removing inquiries and other negative marks on your credit report. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.
They can also help you dispute (and possibly remove) the following items:
- late payments
- collections
- charge offs
- foreclosures
- repossessions
- bankruptcies
Get Your Inquiries Removed Today!
If you’re struggling with bad credit, consider speaking with a credit repair specialist at Lexington Law.
You can give them a call at (800) 220-0084 for a free credit consultation. They have paralegals standing by waiting to take your call.
