What is SYNCB CCA?
SYNCB CCA stands for Synchrony Bank/CCA. You may see SYNCB CCA on your credit report as a hard inquiry. This usually happens when you apply for a credit card issued by Synchrony Bank.
How Hard Inquiries Affect Your Credit Score
Although hard inquiries on your credit report usually cause your credit score to drop by just a few points, having too many inquiries in a short period can accumulate and lead to significant damage. It’s crucial to be aware of the number of inquiries you make and their potential impact on your credit score.
How long do hard inquiries stay on your credit report?
Hard inquiries can stay on your credit report for up to two years. Whenever you make an inquiry, it is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion. Regularly monitoring your credit report can help you keep track of your inquiries and maintain a healthy credit score.
Removing SYNCB CCA from Your Credit Report
If you want to remove SYNCB CCA from your credit report, consider the following options. One approach is to dispute the hard inquiry with the credit reporting agency. To do this, submit a dispute letter explaining why you believe the inquiry is inaccurate and request its removal.
Another option is to work with a credit repair company like Lexington Law. These companies specialize in helping individuals remove negative marks from their credit reports. With over 18 years of experience in the industry, Lexington Law has a solid track record of achieving results for their clients. In 2021 alone, their clients saw over 6 million removals on their credit reports.
Lexington Law can help you dispute (and potentially remove) various items, including:
- late payments
- charge offs
Schedule a Free Credit Consultation
If you’re struggling with bad credit and want to learn more, consider a free credit consultation with Lexington Law. They have helped many people in similar situations and can provide customized guidance for your specific needs.
Visit their website and fill out the form to see what they can do for you, and begin your journey toward a better credit score.
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by 100 points* or more.
Here’s a list of some of the nation’s most common credit inquiries.
- CB INDIGO
- Citicards CBNA
- Comenity Bank/ATYLRLMC
- CoreLogic Credco
- CRDT First
- Credco Inquiry
- Credit Plus
- Elan Financial Services
- Equifax Mortgage Services
- Factual Data
- JPMCB Card Services
- MABT CONTFIN
- SYNCB AEVISA
- SYNCB/Amazon PLCC
- SYNCB/Ameg D
- SYNCB/TJX CO DC
- SYW MC/CBNA
- TD Bank Target
- TU Interactive
- Webbank Fingerhut
- WF Bank NA