How to Remove SYNCB MEGAGR From Your Credit Report

Is SYNCB MEGAGR hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable credit inquiries from their credit reports.


SYNCB MEGAGR stands for Synchrony Bank/MEGA Group USA. You may see SYNCB MEGAGR on your credit report as a hard inquiry when you apply for a MEGA Group USA store credit card through Synchrony Bank.

MEGA Group was initially a buying group, which is a coalition of companies that join together to purchase items collectively. It primarily catered to enterprises in the consumer electronics, home furniture, appliances, and bedding industries. In 2017, MEGA Group merged with another similar buying group, Nationwide Marketing Group.

The Impact of SYNCB MEGAGR on Your Credit Score

Hard inquiries on your credit report typically cause your credit score to drop by a few points. However, if you have too many hard inquiries, particularly in a short period, they can accumulate and negatively impact your credit score. This can make it difficult to obtain credit in the future.

How long do hard inquiries stay on your credit report?

Hard inquiries remain on your credit report for up to two years. Each inquiry is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion. After the two-year period, the hard inquiry is removed from your credit report automatically, and it will no longer affect your credit score.

While hard inquiries can cause a temporary drop in your credit score, the impact gradually diminishes over time. In most cases, the effect of a hard inquiry is more significant during the first few months. As time passes, the influence of the inquiry lessens, even before it is removed from your credit report.

Removing SYNCB MEGAGR from Your Credit Report

Lexington Law specializes in removing inquiries and other negative marks on your credit report. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone. They can help you dispute SYNCB MEGAGR and possibly remove it from your credit report.

Lexington Law can also assist you in disputing and potentially removing various negative items from your credit report, including:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

Take Action to Improve Your Credit

If you’re struggling with bad credit and want to learn more about your options, consider a free credit consultation with Lexington Law. They have helped many people in similar situations and can provide valuable guidance on improving your credit. Visit their website and fill out the form to see what they can do for you. By taking action today, you can work towards a healthier financial future.

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.