How to Remove SYNCB MEGAGR From Your Credit Report


Is SYNCB MEGAGR hurting your credit score?

Credit Saint has successfully assisted countless clients in removing inaccurate and questionable credit inquiries from their credit reports.


SYNCB MEGAGR stands for Synchrony Bank/MEGA Group USA. You may see SYNCB MEGAGR on your credit report as a hard inquiry when you apply for a MEGA Group USA store credit card through Synchrony Bank.

MEGA Group was initially a buying group, which is a coalition of companies that join together to purchase items collectively. It primarily catered to enterprises in the consumer electronics, home furniture, appliances, and bedding industries. In 2017, MEGA Group merged with another similar buying group, Nationwide Marketing Group.

The Impact of SYNCB MEGAGR on Your Credit Score

Hard inquiries on your credit report typically cause your credit score to drop by a few points. However, if you have too many hard inquiries, particularly in a short period, they can accumulate and negatively impact your credit score. This can make it difficult to obtain credit in the future.

How long do hard inquiries stay on your credit report?

Hard inquiries remain on your credit report for up to two years. Each inquiry is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion. After the two-year period, the hard inquiry is removed from your credit report automatically, and it will no longer affect your credit score.

While hard inquiries can cause a temporary drop in your credit score, the impact gradually diminishes over time. In most cases, the effect of a hard inquiry is more significant during the first few months. As time passes, the influence of the inquiry lessens, even before it is removed from your credit report.

Removing SYNCB MEGAGR from Your Credit Report

Credit Saint specializes in removing inaccurate inquiries and other negative marks on your credit report. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients. They can help you dispute SYNCB MEGAGR and possibly remove it from your credit report.

They can also assist you in disputing and potentially removing various negative items from your credit report, including:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

Take Action to Improve Your Credit

If you’re struggling with bad credit and want to learn more about your options, consider a free credit consultation with Credit Saint. They have helped many people in similar situations and can provide valuable guidance on improving your credit. Visit their website and fill out the form to see what they can do for you. By taking action today, you can work towards a healthier financial future.

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