Who is Aldridge Pite Haan, LLP?
Aldridge Pite Haan, LLP is a full-service provider of legal and business-related solutions in the areas of default servicing and mortgage banking, headquartered in Atlanta, Georgia.
As a debt collection agency, they can appear on your credit report as a collections account. This typically occurs if you have an outstanding debt that hasn’t been paid, which your original creditor has handed over to Aldridge Pite Haan for collection.
Who does Aldridge Pite Haan collect for?
Aldridge Pite Haan, LLP is a collection service provider for multiple industries. They assist auto lenders, debt buyers, medical providers, and regional and national banks in recovering unpaid debts. Additionally, they work with various lenders and financial institutions to handle delinquent accounts.
Is Aldridge Pite Haan legit or a scam?
Aldridge Pite Haan is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Aldridge Pite Haan from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your credit report, you can start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Aldridge Pite Haan, LLP Contact Information
Address:
Aldridge Pite Haan, LLP
6100 Lake Forrest Drive Ste 200
Atlanta, GA 30328
Phone number: (800) 844-0045
Should I contact or pay Aldridge Pite Haan, LLP?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Aldridge Pite Haan, LLP is to work with a credit repair professional. They help remove millions of negative items every year from companies like Aldridge Pite Haan, LLP on behalf of their clients.
Will Aldridge Pite Haan, LLP sue me or garnish my wages?
While it is possible that Aldridge Pite Haan, LLP could sue you to collect a debt, it’s important to remember that not every debt collection agency or law firm will take this step. The decision to sue is usually made on a case-by-case basis, depending on factors like the size of the debt, the likelihood of collection, and the laws in your specific jurisdiction.
As for wage garnishment, this is generally only possible after the collector has sued the debtor and won a court judgment. The judge would then need to order wage garnishment as a means to collect the debt. The specific laws and limitations regarding wage garnishment vary by state.
Aldridge Pite Haan, LLP Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If Aldridge Pite Haan, LLP is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Aldridge Pite Haan, LLP
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Aldridge Pite Haan, LLP to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Aldridge Pite Haan, LLP cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Aldridge Pite Haan, LLP must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Aldridge Pite Haan, LLP cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Aldridge Pite Haan From Your Credit Report Today!
Credit Saint offers assistance with disputing Aldridge Pite Haan accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
