Who is EOS CCA?
EOS CCA is a debt collection agency headquartered in Norwell, Massachusetts. Their role is to collect overdue payments from debtors on behalf of their clients.
If you see EOS CCA or variations like eocca collection, eos cca boston ma, eos cca verizon, or others on your credit report, it usually indicates an unpaid debt.
Who does EOS CCA collect for?
EOS CCA offers its collection services to a broad range of clients, spanning various industries. They work with banks, credit card issuers, healthcare providers, lenders, student loan providers, colleges and universities, telecommunication companies, among others.
Is EOS CCA legit or a scam?
EOS CCA is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove EOS CCA from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection account could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
EOS CCA Contact Information
700 Longwater Dr.
Norwell, MA 02061
Phone number: (877) 395-5997
Should I contact or pay EOS CCA?
It’s best to avoid speaking to a debt collection company on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with EOS CCA is to work with a credit repair professional. They help remove millions of negative items every year from companies like EOS CCA on behalf of their clients.
Will EOS CCA sue me or garnish my wages?
EOS CCA, like any other debt collection agency, has the legal right to sue you for an unpaid debt. If they win a lawsuit and obtain a judgment against you, they may then be able to garnish your wages or take other actions depending on the laws of your state.
However, it’s important to note that lawsuits and wage garnishment are typically last-resort options due to the costs and time involved. The decision often depends on the size of the debt, the likelihood of collection, and the agency’s policies.
EOS CCA Complaints
Most debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with EOS CCA, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with EOS CCA
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for EOS CCA to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- EOS CCA may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- EOS CCA must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- EOS CCA cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove EOS CCA From Your Credit Report Today!
Credit Saint can assist you in disputing EOS CCA collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
Here’s a list of some of the nation’s most popular debt collectors that cause damage to your credit.
- 11 Charter Communications
- Aargon Agency, Inc.
- Ad Astra Recovery Services
- Afni Collections
- Account Resolution Services
- Capio Partners
- Cavalry Portfolio Services
- Cavalry SPV I LLC
- CBE Group
- CCS Offices
- Commonwealth Financial Systems
- Convergent Outsourcing
- Credence Resource Management
- Credit Collection Services
- Dynamic Recovery Solutions
- Enhanced Recovery Company
- EOS CCA
- GC Services
- Global Credit and Collection Corp
- Harris & Harris
- Healthcare Revenue Recovery Group
- Hunter Warfield
- IC System
- IQ Data International
- Jefferson Capital Systems
- LVNV Funding LLC
- McCarthy, Burgess & Wolff
- Midland Credit Management
- MiraMed Revenue Group
- MRS Associates
- MRS BPO LLC
- National Credit Systems
- Nationwide Recovery Service
- Northland Group
- Phoenix Financial Services
- PMAB LLC
- Portfolio Recovery Associates
- Reliant Capital Solutions
- Revenue Group
- Southwest Credit Systems
- Sprint Collections
- Transworld Systems
- USCB America
- Verizon Collections
- Wakefield and Associates
Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.