Nationwide Recovery Service


Is Nationwide Recovery Service hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Nationwide Recovery Service?

Nationwide Recovery Service (NRS) is a debt collection agency with its operational base located in Cleveland, Tennessee, and a corporate address in Norcross, Georgia. The agency specializes in debt recovery services, acting as a liaison between debtors and creditors to facilitate the settlement of unpaid bills.

If you see Nationwide Recovery Service listed on your credit report, it signifies that they are managing a debt that you owe.

Who does Nationwide Recovery Service collect for?

Nationwide Recovery Service primarily focuses on collecting medical debt on behalf of healthcare providers. Their clientele includes a wide range of organizations such as hospitals, clinics, private medical practices, dental offices, and potentially other providers of medical services and treatments.

Is Nationwide Recovery Service legit or a scam?

Nationwide Recovery Service is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Nationwide Recovery Service from my credit report?

Nationwide Recovery Service collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Nationwide Recovery Service (NRS) Contact Information

Corporate Address:

Nationwide Recovery Service
5655 Peachtree Parkway
Norcross, GA 30092

Operations Center:

Nationwide Recovery Service
545 West Inman Street
Cleveland, TN 37311

Phone number: (800) 776-4600

Should I contact or pay Nationwide Recovery Service?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with NRS is to work with a credit repair professional. They help remove millions of negative items every year from companies like Nationwide Recovery Service on behalf of their clients.

Will Nationwide Recovery Service sue me or garnish my wages?

Nationwide Recovery Service can sue you in court for the unpaid debt. If the court rules in their favor and issues a judgment against you, they might be able to garnish your wages or implement other collection methods, depending on the laws in your state. This is typically a last-resort measure used after other collection attempts have been exhausted.

Nationwide Recovery Service Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Nationwide Recovery Service

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Nationwide Recovery Service to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Nationwide Recovery Service cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Nationwide Recovery Service must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Nationwide Recovery Service cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Nationwide Recovery Service From Your Credit Report Today!

Credit Saint can help you dispute Nationwide Recovery Service collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.