Is McCarthy, Burgess & Wolff Hurting Your Credit?

Seeing McCarthy, Burgess & Wolff on your credit report can be frustrating—and it could be hurting your credit score. Here’s how to handle it.

Who Is McCarthy, Burgess & Wolff?

McCarthy, Burgess & Wolff (often listed as MB&W) is a debt collection agency based in Cleveland, Ohio, with additional offices in Middleburg Heights, Ohio, and Tulsa, Oklahoma. They work with businesses to collect unpaid debts from consumers.

If MB&W is showing up on your credit report, it means they are trying to collect a debt that may have been sold or assigned to them.

Who Does McCarthy, Burgess & Wolff Collect For?

MB&W works with a wide range of businesses and industries, including:

• Automotive lenders and service providers
• Credit card companies
• Healthcare facilities
• Colleges and student loan servicers
• Utility providers

If you have unpaid debts in any of these categories, MB&W might be involved in collecting them.

Is McCarthy, Burgess & Wolff Legitimate?

Yes, McCarthy, Burgess & Wolff is a real debt collection agency. They are legally allowed to collect debts for their clients. That said, you should always confirm the debt they claim you owe is accurate before agreeing to pay.

How to Remove McCarthy, Burgess & Wolff From Your Credit Report

A collections account can stay on your credit report for up to seven years, but you may have options to remove it sooner:

• Dispute inaccurate information: If the details on your credit report are incorrect, file a dispute with the credit bureaus.
• Request debt validation: You have the right to demand written proof of the debt before paying.
• Negotiate a pay-for-delete agreement: Some collectors will remove the account from your credit report if you settle or pay the debt.
• Hire a credit repair service: Credit professionals can challenge negative accounts and help clean up your report.

Should You Contact or Pay McCarthy, Burgess & Wolff?

Before reaching out or making payments, verify the debt is valid and accurately reported. Paying a collection without confirming the details can sometimes reset the clock, making the negative mark linger even longer.

If you’re unsure how to handle it, working with a credit repair company can be the safest and fastest way to resolve the issue.

Can McCarthy, Burgess & Wolff Sue You or Garnish Your Wages?

Yes, MB&W has the legal right to sue you for unpaid debts. If they win the lawsuit and get a judgment, they may:

• Garnish your wages
• Levy your bank accounts
• Seize certain assets (depending on state laws)

However, lawsuits and wage garnishments are usually a last resort. Most agencies attempt to work out payment arrangements before taking legal action.

McCarthy, Burgess & Wolff Contact Information

Address:
McCarthy, Burgess & Wolff, Inc.
26000 Cannon Rd
Cleveland, OH 44146

Phone:
(888) 584-3053

McCarthy, Burgess & Wolff Complaints

McCarthy, Burgess & Wolff has complaints filed with the CFPB and BBB. Common issues include:

• Inaccurate credit reporting
• Harassment or excessive calls
• Failure to validate debts

You can dispute inaccurate information and file a complaint if needed.

Your Rights When Dealing With McCarthy, Burgess & Wolff

The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect you from unfair treatment by debt collectors. MB&W cannot:

• Report false or incomplete information about you
• Harass, threaten, or use abusive language
• Call excessively or contact you at unreasonable hours
• Lie about the amount owed or their identity
• Have you arrested for unpaid debts

You can also request written proof of the debt at any time.

Remove McCarthy, Burgess & Wolff From Your Credit Report Today

Dealing with collections can be stressful, but you don’t have to do it alone. Credit Saint has helped thousands of people remove negative items from their credit reports—and they even offer a 90-day money-back guarantee for peace of mind.

Visit their website or call (855) 281-1510 to see how they can help restore your credit.