McCarthy, Burgess & Wolff

Who is McCarthy, Burgess & Wolff?

McCarthy, Burgess & Wolff, Inc. (MB&W) is a debt collection agency headquartered in Cleveland, Ohio, with additional offices in Middleburg Heights, Ohio, and Tulsa, Oklahoma. Their role involves assisting businesses in recovering unpaid debts.

If you see MB&W listed on your credit report, it typically implies that they are attempting to collect a debt from you, often due to an unpaid bill.

Who does McCarthy, Burgess & Wolff collect for?

McCarthy, Burgess & Wolff offers its debt collection services to a broad range of industries. They collect debts related to automotive services, credit cards, healthcare, student loans, and utilities, among others. This means that they work with various types of businesses such as car dealerships, credit card companies, hospitals, colleges, and utility providers.

Is McCarthy, Burgess & Wolff legit or a scam?

McCarthy, Burgess & Wolff is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove McCarthy, Burgess & Wolff from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

McCarthy, Burgess & Wolff, Inc. (MB&W) Contact Information

Address:

McCarthy, Burgess & Wolff, Inc.
26000 Cannon Rd
Cleveland, OH 44146

Phone number: (888) 584-3053

Should I contact or pay McCarthy, Burgess & Wolff?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with McCarthy, Burgess & Wolff is to work with a credit repair professional. They help remove millions of negative items every year from companies like McCarthy, Burgess & Wolff on behalf of their clients.

Will McCarthy, Burgess & Wolff sue me or garnish my wages?

McCarthy, Burgess & Wolff has the ability to file a lawsuit against you if you fail to pay a debt. If they win the lawsuit and obtain a judgment from the court, they may then have the ability to garnish your wages, levy your bank account, or seize certain assets, depending on the laws of your specific jurisdiction.

However, it’s important to note that taking legal action is usually seen as a last resort by most collection agencies due to the time and cost involved. They typically prefer to negotiate a payment plan or a settlement agreement with the debtor.

McCarthy, Burgess & Wolff Complaints

Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with McCarthy, Burgess & Wolff

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for McCarthy, Burgess & Wolff to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• McCarthy, Burgess & Wolff may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• McCarthy, Burgess & Wolff must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• McCarthy, Burgess & Wolff cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove McCarthy, Burgess & Wolff From Your Credit Report Today!

Credit Saint can assist you in disputing McCarthy, Burgess & Wolff accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.