How to Remove IQ Data International From Your Credit Report

Is IQ Data International hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is IQ Data International?

I.Q. Data International, Inc., aka Rent Collect Global, and dba Assurant Recovery Solutions is a debt collection agency located in Bothell, Washington. You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

IQ Data International may appear on your credit report as any of the following entries:

  • iq data collection
  • iq data int
  • iq international
  • iqdata

Who does IQ Data International collect for?

IQ Data International collects overdue rent for property management companies.

Is IQ Data International legit or a scam?

IQ Data International is a legitimate debt collection agency. They’ve been in business since 1998.

They were most likely assigned your debt (or bought your debt) from one of the companies they work with. However, just because they are legit, doesn’t mean you actually owe them anything. Keep reading to learn more.

How can I remove IQ Data International from my credit report?

IQ Data International collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

IQ Data International, Inc. Contact Information

Address:

IQ Data International
21222 30th Dr SE
Bothell, WA 98021

Mailing address:

IQ Data International
P.O. Box 340
Bothell, WA 98041-0340

Website: https://www.iqdata-inc.com

Phone number: (888) 248-2509

Should I contact or pay IQ Data International?

Nothing good can come from contacting a collection agency like IQ Data International. And making payments on the debt will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The best way to deal with IQ Data International is to work with a credit repair professional. They delete millions of negative items every year from companies like IQ Data International for millions of clients nationwide.

And they may be able to help you too.

Will IQ Data International sue me or garnish my wages?

It’s possible that a debt collection agency will sue you, but if you work with a law firm like Lexington Law, you have nothing to worry about.

They will help you dispute the IQ Data International debt with the three major credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with IQ Data International again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Wage Garnishment

Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for a debt collector to make any claims they cannot or will not follow through on—this includes threatening to sue you or foreclose on your home.

I.Q. Data International, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with IQ Data International, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and IQ Data International, Inc. does too.

Your Rights When Dealing with IQ Data International

There are strict regulations about what a debt collector can and cannot do in the United States. For example, the FDCPA prevents the use of abusive or deceptive tactics to collect any debt, regardless of whether you actually owe it. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for IQ Data International to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send IQ Data International a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • IQ Data International may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • IQ Data International must be honest about who they are and what they are attempting to do. They must notify you that they are a collection agency both orally and in writing.
  • IQ Data International cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so.

Remove IQ Data Collections From Your Credit Report Today!

Lexington Law specializes in disputing IQ Data collection accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Lexington Law.

You can give them a call at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.