How to Remove IQ Data International From Your Credit Report

Is IQ Data International hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports.

Who is IQ Data International?

I.Q. Data International, Inc., aka Rent Collect Global, and dba Assurant Recovery Solutions is a debt collection agency located in Bothell, Washington. You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

IQ Data International may appear on your credit report as any of the following entries:

  • iq data collection
  • iq data int
  • iq international
  • iqdata

Who does IQ Data International collect for?

IQ Data International collects overdue rent for property management companies.

Is IQ Data International legit or a scam?

IQ Data International is a legitimate debt collection agency. They’ve been in business since 1998.

However, they may repeatedly spam call, text, or email you.

How can I remove IQ Data International from my credit report?

IQ Data International collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

IQ Data International, Inc. Contact Information

Address:

IQ Data International
21222 30th Dr SE
Bothell, WA 98021

Mailing address:

IQ Data International
P.O. Box 340
Bothell, WA 98041-0340

Phone number: (888) 248-2509

Should I contact or pay IQ Data International?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with IQ Data International is to work with a credit repair professional. They help remove millions of negative items every year from companies like IQ Data International on behalf of their clients.

And they may be able to help you too.

Will IQ Data International sue me or garnish my wages?

It’s possible that a debt collection agency will sue you, but if you work with a law firm like Lexington Law, you have nothing to worry about.

They will help you dispute the IQ Data International debt with the three major credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with IQ Data International again.

Call Lexington Law to learn how they can help you.

Wage Garnishment

Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for a debt collector to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.

I.Q. Data International, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with IQ Data International, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and IQ Data International, Inc. does too.

Your Rights When Dealing with IQ Data International

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for IQ Data International to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send IQ Data International a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • IQ Data International may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • IQ Data International must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • IQ Data International cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove IQ Data Collections From Your Credit Report Today!

Lexington Law can assist you in disputing IQ Data collection accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.