Verizon Collections

Who is Verizon Collections?

Verizon Wireless is a telecommunications company that offers wireless products and services. They are headquartered in New York, New York.

If you see Verizon Collections listed on your credit report, it’s usually because you have an unpaid balance on your Verizon Wireless account. This could be for a variety of reasons, such as unpaid monthly bills, charges for devices, or early termination fees.

They may appear on your credit report as ‘vzw collections’ or ‘verizon credit inc’.

How can I remove Verizon Collections from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Read on for guidance on how to be set free from Verizon Wireless Collections.

Professional credit repair services assist people in getting their credit back on track.

Not only will they help you get Verizon collections removed, they will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Verizon Collections Contact Information

Headquarters Address:

Verizon Communications
140 W. St.
New York, NY 10007

Phone number: (800)-852-1922 or (800) 837-4966

Should I contact or pay Verizon Collections?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Verizon Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Verizon on behalf of their clients.

Will Verizon Collections sue me or garnish my wages?

Verizon Collections, like any other creditor, technically has the legal right to sue you over an unpaid debt. If they are successful in court and receive a judgment against you, they could potentially garnish your wages, or levy your bank account, depending on the laws in your state.

However, it’s important to note that the process of suing a debtor, obtaining a judgment, and then proceeding with wage garnishment or a bank levy is often time-consuming, expensive, and typically used as a last resort.

Verizon Collections Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Verizon Collections

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Verizon Collections to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Verizon Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Verizon Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Verizon Collections cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Verizon Collections From Your Credit Report Today!

Credit Saint can help you dispute Verizon collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re looking for a reputable credit repair company to help you with Verizon collections and repair your credit, consider working with Credit Saint.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.