Who is GC Services?
GC Services, LP, or GC Services Limited Partnership, is a debt collection agency with its headquarters in Houston, Texas. With over 30 call centers distributed across the United States and globally, they provide extensive debt recovery services.
If you have an unpaid bill, it’s possible for the debt to be sold or transferred to GC Services for collection, leading to their name appearing on your credit report as a collection account.
Who does GC Services collect for?
GC Services provides debt collection services across a broad range of industries. These industries include automotive, banking and financial services, government, retail, shipping and transportation, student loan debt, technology, telecommunications, tolls, parking, traffic, and utilities.
Their clients are companies within these sectors that have extended credit to individuals or businesses that have then failed to repay those debts.
Is GC Services legit or a scam?
GC Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove GC Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
GC Services Limited Partnership Contact Information
Address:
GC Services
6330 Gulfton St.
Houston, TX 77081
GC Services
9800 Northwest Fwy # 401
Houston, TX 77092
Phone number: (800) 756-6524, (877) 374-0943, or (713) 776-6623
Should I contact or pay GC Services?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with GC Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like GC Services on behalf of their clients.
Will GC Services sue me or garnish my wages?
GC Services, as a debt collection agency, does have the legal right to sue you for unpaid debts. If they were to win a judgment against you in court, they might be able to garnish your wages, levy your bank account, or employ other legal methods to recover the debt, depending on the laws in your specific jurisdiction.
However, not all debts are eligible for these actions, and not all collection agencies will choose to sue. Taking legal action can be expensive and time-consuming, so often it’s a last resort.
GC Services Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with GC Services
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for GC Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- GC Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- GC Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- GC Services cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove GC Services From Your Credit Report Today!
Lexington Law can assist you in disputing GC Services accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
