GC Services


Is GC Services hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

What is GC Services?

GC Services, LP, or GC Services Limited Partnership, is a debt collection agency with its headquarters in Houston, Texas. With over 30 call centers distributed across the United States and globally, they provide extensive debt recovery services.

If you have an unpaid bill, it’s possible for the debt to be sold or transferred to GC Services for collection, leading to their name appearing on your credit report as a collection account.

Who does GC Services collect for?

GC Services provides debt collection services across a broad range of industries. These industries include automotive, banking and financial services, government, retail, shipping and transportation, student loan debt, technology, telecommunications, tolls, parking, traffic, and utilities.

Their clients are companies within these sectors that have extended credit to individuals or businesses that have then failed to repay those debts.

Is GC Services legit or a scam?

GC Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove GC Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

GC Services Limited Partnership Contact Information


GC Services
6330 Gulfton St.
Houston, TX 77081

GC Services
9800 Northwest Fwy # 401
Houston, TX 77092

Phone number: (800) 756-6524, (877) 374-0943, or (713) 776-6623

Should I contact or pay GC Services?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with GC Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like GC Services on behalf of their clients.

Will GC Services sue me or garnish my wages?

GC Services, as a debt collection agency, does have the legal right to sue you for unpaid debts. If they were to win a judgment against you in court, they might be able to garnish your wages, levy your bank account, or employ other legal methods to recover the debt, depending on the laws in your specific jurisdiction.

However, not all debts are eligible for these actions, and not all collection agencies will choose to sue. Taking legal action can be expensive and time-consuming, so often it’s a last resort.

GC Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with GC Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for GC Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • GC Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • GC Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • GC Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove GC Services From Your Credit Report Today!

Credit Saint can help you dispute GC Services accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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