Is MRS BPO LLC hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.


MRS BPO, LLC is a debt collection agency located in Cherry Hill, New Jersey. The company specializes in recovering overdue debts on behalf of its clients.

If you see MRS BPO LLC listed on your credit report, it typically indicates that you have an unpaid bill that has been passed on to them for collection.

Who does MRS BPO LLC collect for?

MRS BPO LLC serves a diverse range of clients across various industries. They collect auto deficiency debts, which pertain to the remaining balance on an auto loan after the vehicle has been repossessed and sold.

The company also works with cable and telecommunications companies to recover unpaid bills. In the financial services sector, MRS BPO LLC assists banks, credit unions, and other financial institutions in recouping outstanding loans or credit card debts. They are involved in the fintech and marketplace lending industry, managing defaults from peer-to-peer lending platforms and other similar providers.

Medical debts are another area of focus for MRS BPO LLC, where they work with hospitals, clinics, and other healthcare providers to collect unpaid medical bills. The company handles municipal and tolling debts, such as unpaid parking tickets or toll charges, and student lending debts like unpaid student loans. Additionally, they work with utility companies to recover overdue payments for services like electricity, water, or gas.

Is MRS BPO LLC legit or a scam?

MRS BPO LLC is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove MRS BPO LLC from my credit report?

MRS BPO LLC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

MRS BPO LLC Contact Information


1930 Olney Ave
Cherry Hill, NJ 08003

Phone number: (888) 334-5677

Should I contact or pay MRS BPO LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with MRS BPO LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like MRS BPO LLC on behalf of their clients.

Will MRS BPO LLC sue me or garnish my wages?

MRS BPO LLC does have the legal right to sue you if you fail to pay a valid debt. If they win the lawsuit and obtain a judgment against you, they may be allowed to garnish your wages, levy your bank account, or put a lien on your property, subject to the laws of your state.

However, such actions are usually considered a last resort due to the costs and time associated with legal proceedings. Moreover, they would rather work out a payment plan with you before escalating to such measures.

MRS BPO LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with MRS BPO, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with MRS BPO LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for MRS BPO LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • MRS BPO LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • MRS BPO LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • MRS BPO LLC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove MRS BPO LLC From Your Credit Report Today!

Credit Saint can assist you in disputing MRS BPO LLC accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.