Seeing MRS BPO LLC on your credit report? That likely means a past-due account has been sent to collections—and it could be hurting your credit score. Here’s what to know about this company and how to deal with them.
Who Is MRS BPO LLC?
MRS BPO LLC is a debt collection agency based in Cherry Hill, New Jersey. They work with businesses across multiple industries to recover unpaid debts. If they appear on your credit report, it usually means you have a delinquent account that’s been placed with them for collection.
Who Does MRS BPO LLC Collect For?
MRS BPO LLC collects debts for many industries, including:
- Auto loans: They pursue auto deficiency balances after repossessions.
- Telecommunications: They collect unpaid cable, internet, and phone bills.
- Banks and lenders: They work with banks, credit unions, and fintech lenders to recover unpaid loans and credit card debts.
- Medical providers: They collect unpaid medical bills from hospitals and clinics.
- Municipal debts: They handle toll violations, parking tickets, and other unpaid local debts.
- Student loans: They pursue unpaid balances from certain student lending programs.
- Utilities: They help recover overdue electricity, gas, or water bills.
Is MRS BPO LLC Legitimate?
Yes, MRS BPO LLC is a real company and licensed to collect debts on behalf of its clients. That doesn’t mean every debt they pursue is valid, so always request written proof before making payments.
How to Remove MRS BPO LLC From Your Credit Report
Collections accounts can stay on your credit report for up to seven years, making it harder to get approved for loans or credit cards. Here are your options for removing MRS BPO LLC:
- Dispute inaccurate information: If the account is incorrect or not yours, file a dispute with the credit bureaus.
- Request debt validation: You have the right to ask MRS BPO LLC for written proof the debt is yours and the amount is accurate.
- Negotiate a pay-for-delete: You can try offering payment in exchange for the account’s removal from your credit report.
- Work with a credit repair company: Professionals can help challenge negative items like collections accounts on your behalf.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay MRS BPO LLC?
Always verify the debt before speaking with a collection agency. Credit reports often contain outdated or incorrect information. Paying a debt without verifying details can reset the clock on how long it affects your credit.
If you’re not sure how to proceed, consider working with a trusted credit repair company to protect your rights and credit score.
Can MRS BPO LLC Sue You or Garnish Your Wages?
MRS BPO LLC has the legal ability to sue for unpaid debts. If they file a lawsuit and win a judgment, they could:
- Garnish your wages
- Levy your bank account
- Place liens on your property
However, lawsuits are costly and time-consuming, so most collection agencies try to negotiate first. You still have rights during this process, and not all income types can be garnished.
MRS BPO LLC Contact Information
Address:
MRS BPO LLC
1930 Olney Ave
Cherry Hill, NJ 08003
Phone:
(888) 334-5677
MRS BPO LLC Complaints
There are many complaints about MRS BPO LLC filed with the CFPB and BBB. The most frequent complaints include:
- Incorrect information on credit reports
- Harassment or excessive contact
- Failure to provide proper debt validation
You have the right to dispute these issues with the credit bureaus and file a complaint.
Your Rights When Dealing With MRS BPO LLC
Under federal law, debt collectors must treat you fairly. The Fair Debt Collection Practices Act (FDCPA) protects you from abusive or misleading tactics. MRS BPO LLC cannot:
- Report false or incomplete information
- Harass, threaten, or use obscene language
- Call repeatedly or at unreasonable hours
- Pretend to be someone they’re not
- Threaten you with arrest over unpaid debts
You also have the right to dispute incorrect information and request proof the debt belongs to you.
Remove MRS BPO LLC From Your Credit Report Today
Tired of dealing with collections? Credit Saint can help. They’ve helped thousands of people challenge negative items like MRS BPO LLC—and they even offer a 90-day money-back guarantee for peace of mind.
Call (855) 281-1510 or visit their website to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
