Northland Group


Is Northland Group hurting your credit score?

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Who is Northland Group?

Northland Group, Inc. is a debt collection agency based in Edina, Minnesota. If their name appears on your credit report, it signifies that they have been assigned a debt that you haven’t paid and are now tasked with collecting it.

Who does Northland Group collect for?

Northland Group primarily services the financial sector. This means they collect debts on behalf of banks, credit card companies, loan providers, and other financial institutions. If you owe money to one of these types of entities and haven’t made a payment in a while, your debt may be handed over to Northland Group for collection.

Is Northland Group legit or a scam?

Despite the potential annoyance of their communication methods, Northland Group is not a scam. They are a legitimate company tasked with recovering unpaid debts.

How can I remove Northland Group from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Northland Group, Inc. Contact Information


Northland Group
7831 Glenroy Road Suite 250
Bloomington, MN 55438

Phone number: (800) 800-8191

Should I contact or pay Northland Group?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Northland Group, Inc. on behalf of their clients.

Will Northland Group, Inc. sue me or garnish my wages?

Northland Group, like other debt collection agencies, has the ability to sue you in court for an unpaid debt. If they decide to go this route and win the lawsuit, they could obtain a judgment from the court, which could potentially lead to wage garnishment or bank account levies.

However, it’s important to note that this is typically a last resort for a debt collector and there are several steps in the process before garnishment would occur. Not to mention, the exact rules around wage garnishment vary by state and type of debt.

Northland Group, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by a debt collector.

Your Rights When Dealing with Northland Group, Inc.

Northland Group must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Northland Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Northland Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Northland Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Northland Group cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Northland Group From Your Credit Report Today!

Credit Saint can help you dispute Northland Group accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.