CCS Offices


Is CCS Offices hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is CCS Offices?

CCS Offices, also known as The CCS Companies or Credit Collection Services, is a third-party debt collection agency. Their headquarters are in Norwood, Massachusetts, but they operate nationwide.

If CCS Offices appears on your credit report as a collections account, it usually indicates that you have a past-due bill.

Is CCS Offices on my credit report?

CCS Offices may appear on your credit report as any of the following entries:

  • ccs companies portsmouth nh
  • ccs massachusetts
  • ccs offices boston
  • ccs offices wellesley ma
  • ccs portsmouth nh
  • ccs revere, massachusetts
  • ccsc offices
  • ccsoffices

Who does CCS Offices collect for?

CCS Offices collects debts for government agencies like the IRS. They also collect for companies in the following industries:

  • banking and insurance companies
  • cable & telecommunications service providers
  • healthcare providers
  • store credit cards
  • student loan lenders
  • utility companies

Is CCS Offices legit or a scam?

CCS Offices, established in 1969, is a reputable and fully licensed debt collection agency. They operate legally and are registered with key regulatory bodies.

However, despite their legitimacy, it’s crucial to verify any debts CCS Offices claim you owe before making payments. This step ensures the accuracy of the debt and protects your financial interests.

How can I remove CCS Offices from my credit report?

CCS Offices collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

CCS Offices / Credit Collection Services Contact Information


Credit Collection Services
725 Canton Street
Norwood, MA 02062-2679

Phone number: (617) 965-2000

Should I contact or pay CCS Offices?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with CCS Offices is to work with a credit repair professional. They help remove millions of negative items every year from companies like CCS Offices on behalf of their clients.

Will CCS Offices sue me or garnish my wages?

CCS Offices, like many other debt collection agencies, has the legal ability to sue a debtor in court. If they are successful in their lawsuit and receive a judgment against you, they might be able to garnish your wages or even levy your bank account, depending on the jurisdiction.

However, it’s important to note that most collection agencies view lawsuits as a last resort due to the costs and time associated with legal proceedings. Usually, they prefer to work out a payment plan or settlement with the debtor before considering legal action.

CCS Offices Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with CCS Offices

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for CCS Offices to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • CCS Offices cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • CCS Offices must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • CCS Offices cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove CCS Offices From Your Credit Report Today!

Credit Saint can help you dispute CCS Offices collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.