CCS Offices

Is CCS Offices hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is CCS Offices?

CCS Offices, also known as The CCS Companies or Credit Collection Services, is a third-party debt collection agency. Their headquarters are in Norwood, Massachusetts, but they operate nationwide.

If CCS Offices appears on your credit report as a collections account, it usually indicates that you have a past-due bill.

Is CCS Offices on my credit report?

CCS Offices may appear on your credit report as any of the following entries:

  • ccs companies portsmouth nh
  • ccs massachusetts
  • ccs offices boston
  • ccs offices wellesley ma
  • ccs portsmouth nh
  • ccs revere, massachusetts
  • ccsc offices
  • ccsoffices

Who does CCS Offices collect for?

CCS Offices collects debts for government agencies like the IRS. They also collect for companies in the following industries:

  • banking and insurance companies
  • cable & telecommunications service providers
  • healthcare providers
  • store credit cards
  • student loan lenders
  • utility companies

Is CCS Offices legit or a scam?

CCS Offices is a legitimate company. They’ve been in business since 1969, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove CCS Offices from my credit report?

CCS Offices collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

CCS Offices / Credit Collection Services Contact Information


Credit Collection Services
725 Canton Street
Norwood, MA 02062-2679

Phone number: (617) 965-2000

Should I contact or pay CCS Offices?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with CCS Offices is to work with a credit repair professional. They help remove millions of negative items every year from companies like CCS Offices on behalf of their clients.

Will CCS Offices sue me or garnish my wages?

CCS Offices, like many other debt collection agencies, has the legal ability to sue a debtor in court. If they are successful in their lawsuit and receive a judgment against you, they might be able to garnish your wages or even levy your bank account depending on the jurisdiction.

However, it’s important to note that most collection agencies view lawsuits as a last resort due to the costs and time associated with legal proceedings. Usually, they prefer to work out a payment plan or settlement with the debtor before considering legal action.

CCS Offices Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with CCS Offices

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for CCS Offices to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • CCS Offices may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • CCS Offices must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • CCS Offices cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove CCS Offices From Your Credit Report Today!

Credit Saint can assist you in disputing CCS Offices collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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