Wakefield and Associates

Is Wakefield and Associates hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Wakefield and Associates?

Wakefield and Associates, Inc. is a third-party debt collection agency based in Aurora, Colorado. The company provides debt collection services for various industries but is particularly noted for its specialization in medical debt collection.

If Wakefield and Associates appears on your credit report as a collections account, it typically signifies that you have an unpaid bill, often medical-related, which the original creditor has forwarded to this agency for collection.

Is Wakefield and Associates on your credit report?

Wakefield and Associates may appear on your credit report as any of the following entries:

  • wakeassoc
  • wakefield & assoc
  • wakefield associates
  • wakefield collections
  • wakefield payment solutions
  • wakefield rrc

Who does Wakefield and Associates collect for?

Wakefield and Associates collects debts for companies in the following industries:

  • colleges and universities
  • commercial
  • dental practices
  • emergency medical services
  • financial services companies
  • healthcare-related billing services
  • hospitals
  • physician practice groups
  • property management

Is Wakefield and Associates legit or a scam?

Wakefield and Associates is a legitimate company. They’ve been in business since 1946, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Wakefield and Associates from my credit report?

Wakefield and Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Wakefield & Associates, Inc. Contact Information

Headquarters address:

Wakefield & Associates, Inc.
10800 E Bethany Dr. Ste 450
Aurora, CO 80014-2697

Phone number: (866) 623-2069

Other locations:

Wakefield & Associates
830 East Platte Ave
Fort Morgan, CO 80701

Wakefield & Associates
7005 Middlebrook Pike
Knoxville, TN 37909

Wakefield & Associates
3702 West Truman Blvd.
Jefferson City, MO 65109

Wakefield & Associates
615 Hope Road, Bldg 3a, 2nd Floor
Eatontown, NJ 07724

Wakefield & Associates
110 J Street
Rock Springs, WY

Wakefield & Associates
2004 American Way, Ste 211
Kingsport, TN 37660

Should I contact or pay Wakefield and Associates?

Nothing good can come from speaking to a debt collection company on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Wakefield and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Wakefield and Associates, Inc. on behalf of their clients.

Will Wakefield and Associates sue me or garnish my wages?

Wakefield and Associates has the legal ability to sue for unpaid debts. If they choose to go this route and win the lawsuit, they could potentially obtain a court order to garnish your wages or levy your bank account, depending on the laws in your state.

However, it’s important to remember that lawsuits are typically a last resort for many collection agencies due to the costs and time involved in the process. Most agencies, including Wakefield and Associates, prefer to set up a payment plan or reach a settlement agreement before taking such steps.

Wakefield and Associates Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Wakefield and Associates, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Wakefield and Associates

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Wakefield and Associates to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send Wakefield and Associates a debt validation letter. By law, a debt collector has 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Wakefield and Associates, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Wakefield and Associates, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Wakefield and Associates, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Wakefield and Associates From Your Credit Report Today!

Credit Saint can assist you in disputing Wakefield and Associates collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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