How to Remove Wakefield and Associates From Your Credit Report

Is Wakefield and Associates hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports.

Who is Wakefield and Associates?

Wakefield and Associates, Inc. is a debt collection agency headquartered in Aurora, Colorado.

You may see them listed on your credit report as a collections account. This can happen when you forget to pay a medical debt or other bill.

Is Wakefield and Associates on your credit report?

Wakefield and Associates may appear on your credit report as any of the following entries:

  • wakeassoc
  • wakefield & assoc
  • wakefield associates
  • wakefield collections
  • wakefield payment solutions
  • wakefield rrc

Who does Wakefield and Associates collect for?

Wakefield and Associates collects debts for companies in the following industries:

  • colleges and universities
  • commercial
  • dental practices
  • emergency medical services
  • financial services companies
  • healthcare-related billing services
  • hospitals
  • physician practice groups
  • property management

Is Wakefield and Associates legit or a scam?

Wakefield and Associates is a legitimate company. They’ve been in business since 1946. However, they may repeatedly spam call, text, or email you.

How can I remove Wakefield and Associates from my credit report?

Wakefield and Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law Firm is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Wakefield & Associates, Inc. Contact Information

Headquarters address:

Wakefield & Associates, Inc.
10800 E Bethany Dr. Ste 450
Aurora, CO 80014-2697

Phone number: (866) 623-2069

Other locations:

Wakefield & Associates
830 East Platte Ave
Fort Morgan, CO 80701

Wakefield & Associates
7005 Middlebrook Pike
Knoxville, TN 37909

Wakefield & Associates
3702 West Truman Blvd.
Jefferson City, MO 65109

Wakefield & Associates
615 Hope Road, Bldg 3a, 2nd Floor
Eatontown, NJ 07724

Wakefield & Associates
110 J Street
Rock Springs, WY

Wakefield & Associates
2004 American Way, Ste 211
Kingsport, TN 37660

Should I contact or pay Wakefield and Associates?

Nothing good can come from speaking to a debt collection company on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Wakefield and Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Wakefield and Associates, Inc. on behalf of their clients.

And they may be able to help you too.

Will Wakefield and Associates sue me or garnish my wages?

It’s possible that Wakefield and Associates will sue you when attempting to collect a debt, but if you work with a law firm like Lexington Law, you have nothing to worry about.

They will help you dispute the Wakefield and Associates debt with the three major credit bureaus and possibly remove the negative mark from your credit report. It’s also quite possible that you will never hear from or have to deal with Wakefield and Associates, Inc. again.

Call Lexington Law to learn how they can help you.

Wage Garnishment

Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for Wakefield and Associates to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.

Is Wakefield and Associates hurting my credit score?

Missed payments over several months will cause a hit to your credit score. With a collections account on your credit report, it will reduce your ability to qualify for new credit even more.

Debt collectors often buy and sell debt from one another. This can lead to multiple collections on your credit record for the same account.

If you don’t dispute each account with the credit bureaus and get them removed, they can damage your credit score.

Wakefield and Associates Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Wakefield and Associates, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Wakefield and Associates does too.

Your Rights When Dealing with Wakefield and Associates

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Wakefield and Associates to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send Wakefield and Associates a debt validation letter. By law, a debt collector has 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Wakefield and Associates, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Wakefield and Associates, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Wakefield and Associates, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Wakefield and Associates From Your Credit Report Today!

Lexington Law Firm can assist you in disputing Wakefield and Associates collection accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable credit repair company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.