How to Remove Wakefield and Associates From Your Credit Report

Is Wakefield and Associates hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Wakefield and Associates?

Wakefield and Associates, Inc. is a debt collection agency headquartered in Aurora, Colorado.

You may see them listed on your credit report as a collections account. This can happen when you forget to pay a medical debt or other bill.

Wakefield and Associates may appear on your credit report as any of the following entries:

  • wakeassoc
  • wakefield & assoc
  • wakefield associates
  • wakefield collections
  • wakefield payment solutions
  • wakefield rrc

Who does Wakefield and Associates collect for?

Wakefield and Associates collects debts for companies in the following industries:

  • colleges and universities
  • commercial
  • dental practices
  • emergency medical services
  • financial services companies
  • healthcare-related billing services
  • hospitals
  • physician practice groups
  • property management

Is Wakefield and Associates legit or a scam?

Wakefield and Associates is a legitimate company. They’ve been in business since 1946.

They were most likely assigned your debt (or bought your debt) from one of the companies they work with. However, just because they are legit, doesn’t mean you actually owe them anything. Keep reading to learn more.

How can I remove Wakefield and Associates from my credit report?

Wakefield and Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law Firm is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Wakefield & Associates, Inc. Contact Information

Address:

Wakefield & Associates, Inc.
10800 E Bethany Dr Ste 450
Aurora, CO 80014-2697

Website: https://www.wakeassoc.com

Phone number: (866) 623-2069

Wakefield and Associates also has locations in the following cities:

  • Fort Morgan, Colorado
  • Knoxville, Tennessee
  • Jefferson City, Missouri
  • Eatontown, New Jersey
  • Rock Springs, Wyoming

Should I contact or pay Wakefield and Associates?

Nothing good can come from speaking to a debt collection company on the phone. And making payments on the debt will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The best way to deal with Wakefield and Associates is to work with a credit repair professional. They delete millions of negative items every year from companies like Wakefield and Associates, Inc. for millions of clients nationwide.

And they may be able to help you too.

Will Wakefield and Associates sue me or garnish my wages?

It’s possible that Wakefield and Associates will sue you when attempting to collect a debt, but if you work with a law firm like Lexington Law, you have nothing to worry about.

They will help you dispute the Wakefield and Associates debt with the three major credit bureaus and possibly remove the collection account from your credit report. It’s also quite possible that you will never hear from or have to deal with Wakefield and Associates, Inc. again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Wage Garnishment

Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for Wakefield and Associates to make any claims they cannot or will not follow through on—this includes threatening to sue you or foreclose on your home.

Is Wakefield and Associates hurting my credit score?

Missed payments over several months will cause a hit to your credit score. With a collections account on your credit report, it will reduce your ability to qualify for new credit even more.

Debt collectors often buy and sell debt from one another, which can lead to multiple collections on your credit reports for the same account.

When this happens, if you don’t dispute the accounts with the credit bureaus and get them all removed, they will harm your credit score.

Wakefield and Associates Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Wakefield and Associates, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Wakefield and Associates does too.

Your Rights When Dealing with Wakefield and Associates

There are strict regulations about what a debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect a debt. In addition, the FDCPA provides you with many rights to ensure that debt collectors don’t take advantage of you. In particular:

  • It is a violation of federal law for Wakefield and Associates to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send Wakefield and Associates a debt validation letter. By law, a debt collector has 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Wakefield and Associates, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Wakefield and Associates, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Wakefield and Associates, Inc. cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so.

Remove Wakefield and Associates From Your Credit Report Today!

Lexington Law Firm specializes in disputing Wakefield and Associates collection accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

If you’re looking for a reputable credit repair company to help you with collection accounts and repair your credit, consider working with Lexington Law.

You can give them a call at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.