Who is PMAB LLC?
PMAB, LLC, also known as Professional Management Associates Bureau, is a debt collection agency that’s headquartered in Charlotte, North Carolina. They are involved in the collection of outstanding debts on behalf of their clients.
In 2020, PMAB, LLC rebranded and became known as Receivables Management Partners (RMP). If you notice “pmab srvc” or “pmab charlotte nc” on your credit report, it likely indicates that PMAB LLC has reported a collections account linked to you.
Who does PMAB LLC collect for?
PMAB LLC specializes in the collection of medical debts. They work with medical professionals, healthcare providers, and other entities within the healthcare sector who require assistance in collecting unpaid medical bills.
Is PMAB LLC legit or a scam?
PMAB LLC is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, if you are contacted by PMAB LLC, it’s crucial to verify the debt they claim you owe.
How can I remove PMAB LLC from my credit report?
PMAB LLC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
PMAB LLC Contact Information
4135 South Stream Blvd #400
Charlotte, NC 28217-4636
Phone number: (704) 553-7144
Should I contact or pay PMAB LLC?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with PMAB LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like PMAB LLC on behalf of their clients.
Will PMAB LLC sue me or garnish my wages?
PMAB LLC has the legal right to pursue a lawsuit against a debtor for unpaid debts. If they win a lawsuit and obtain a judgement against you, they could potentially garnish your wages, levy your bank account, or place a lien on your property, depending on the laws in your state.
However, these are typically seen as last resort measures, as filing lawsuits can be a lengthy and expensive process. Most collection agencies would prefer to work out a payment plan with you, as it’s often a more efficient way to recover the owed debt.
PMAB LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with PMAB LLC, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with PMAB LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for PMAB LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- PMAB LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- PMAB LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- PMAB LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove PMAB Collections From Your Credit Report Today!
Lexington Law can assist you in disputing PMAB collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
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