Is PMAB LLC hurting your credit score?

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Who is PMAB LLC?

PMAB, LLC, also known as Professional Management Associates Bureau, is a debt collection agency that’s headquartered in Charlotte, North Carolina. They are involved in the collection of outstanding debts on behalf of their clients.

In 2020, PMAB, LLC rebranded and became known as Receivables Management Partners (RMP). If you notice “pmab srvc” or “pmab charlotte nc” on your credit report, it likely indicates that PMAB LLC has reported a collections account linked to you.

Who does PMAB LLC collect for?

PMAB LLC specializes in the collection of medical debts. They work with medical professionals, healthcare providers, and other entities within the healthcare sector who require assistance in collecting unpaid medical bills.

Is PMAB LLC legit or a scam?

PMAB LLC is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, if you are contacted by PMAB LLC, it’s crucial to verify the debt they claim you owe.

How can I remove PMAB LLC from my credit report?

PMAB LLC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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PMAB LLC Contact Information


4135 South Stream Blvd #400
Charlotte, NC 28217-4636

Phone number: (704) 553-7144

Should I contact or pay PMAB LLC?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with PMAB LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like PMAB LLC on behalf of their clients.

Will PMAB LLC sue me or garnish my wages?

PMAB LLC has the legal right to pursue a lawsuit against a debtor for unpaid debts. If they win a lawsuit and obtain a judgement against you, they could potentially garnish your wages, levy your bank account, or place a lien on your property, depending on the laws in your state.

However, these are typically seen as last resort measures, as filing lawsuits can be a lengthy and expensive process. Most collection agencies would prefer to work out a payment plan with you, as it’s often a more efficient way to recover the owed debt.

PMAB LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with PMAB LLC, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with PMAB LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for PMAB LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • PMAB LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • PMAB LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • PMAB LLC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove PMAB Collections From Your Credit Report Today!

Credit Saint can help you dispute PMAB collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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