Who is Eastern Account System?
Eastern Account System, Inc., also known as Eastern Account System of Connecticut, Inc., is a debt collection agency based in Danbury, Connecticut. They specialize in collecting overdue debts on behalf of their clients.
If you notice the name Eastern Account System on your credit report, this usually implies that you have an unsettled debt that has been transferred to this agency for collection.
Who does Eastern Account System collect for?
Eastern Account System provides debt collection services across a broad spectrum of industries. This includes the cable, financial, healthcare, home automation & security, property management, retail, satellite, telecommunications, and utilities sectors.
Is Eastern Account System legit or a scam?
Eastern Account System is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Eastern Account System from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Eastern Account System, Inc. Contact Information
Eastern Account System, Inc.
3 Corporate Drive
Danbury, CT 06810
Eastern Account System, Inc.
111 Park Ridge Rd
Brookfield, CT 06804
Phone number: (800) 750-6343
Should I contact or pay Eastern Account System?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Eastern Account System is to work with a credit repair professional. They help remove millions of negative items every year from companies like Eastern Account System on behalf of their clients.
Will Eastern Account System sue me or garnish my wages?
Eastern Account System has the legal right to sue you for an unpaid debt. If the court rules in their favor and a judgment is made against you. The agency may then be able to garnish your wages, levy your bank account, or enforce other collection actions, subject to the specific laws in your state.
However, the decision to sue is typically a last resort for most collection agencies due to the costs and time involved in the process. The decision often depends on the size of the debt, the likelihood of collection, and the specific policies of the agency.
Eastern Account System, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Eastern Account System, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Eastern Account System, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Eastern Account System may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Eastern Account System must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Eastern Account System cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Eastern Account System From Your Credit Report Today!
Credit Saint can assist you in disputing Eastern Account System accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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