If you’ve spotted Eastern Account System on your credit report, it likely means an unpaid debt has been sent to collections. Eastern Account System, Inc. is a debt collection agency based in Danbury, Connecticut. You might also see them listed as “Eastern Account System of Connecticut” on your report.
Collections accounts can damage your credit score for years, but you have options to fix it. Here’s how to handle the situation and work to remove them from your credit report.
Who Does Eastern Account System Collect For?
Eastern Account System works with businesses across many industries to recover overdue debts, including:
- Cable and satellite providers
- Financial service companies
- Healthcare providers
- Home security and automation companies
- Property management firms
- Retailers
- Telecommunications companies
- Utility providers
If you missed payments with a company in any of these industries, your account may have been turned over to Eastern Account System for collections.
Is Eastern Account System Legitimate?
Yes, Eastern Account System is a legitimate debt collection agency. They are authorized to collect debts on behalf of other companies. But even with reputable collectors, errors can happen. Always verify the debt before making any payments to be sure it’s accurate and belongs to you.
How to Remove Eastern Account System From Your Credit Report
Collections accounts can stay on your credit report for up to seven years. If you want to remove Eastern Account System from your report, here are your options:
- Dispute Inaccurate Information: If the account is incorrect, file a dispute with the credit bureaus. They are required to investigate and remove any inaccurate details.
- Negotiate a Pay-for-Delete: You can try to work out a deal where you pay the debt in exchange for having the account removed from your credit report. Always get the agreement in writing before sending money.
- Work With a Credit Repair Service: Many people choose to hire credit repair professionals who deal with companies like Eastern Account System every day.
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Should You Contact or Pay Eastern Account System?
Before calling or making a payment, confirm that the debt is legitimate and still legally collectible. Credit reports often contain errors, and paying an old or invalid debt can sometimes restart the collection clock, hurting your credit further.
If you’re unsure how to handle it, consider having a credit repair company manage the process for you to avoid mistakes.
Can Eastern Account System Sue You or Garnish Your Wages?
Debt collectors like Eastern Account System can sue you to recover unpaid debts. If they take you to court and win, they may be able to:
- Garnish your wages
- Freeze your bank accounts
- Place a lien on your property
Whether they can take these actions depends on the laws in your state. That said, lawsuits are typically a last resort. Most collection agencies prefer to settle the debt or set up a payment plan first.
Eastern Account System Contact Information
- Main Address:
Eastern Account System, Inc.
3 Corporate Drive
Danbury, CT 06810 - Additional Address:
Eastern Account System, Inc.
111 Park Ridge Rd
Brookfield, CT 06804 - Phone:
(800) 750-6343
Complaints About Eastern Account System
Many consumers have filed complaints against Eastern Account System with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Incorrect information reported to credit bureaus
- Harassment or repeated phone calls
- Failure to verify debts when requested
If you experience similar problems, you can file a complaint:
- CFPB: Visit consumerfinance.gov or call (855) 411-2372
- BBB: Submit your complaint at bbb.org
Your Rights When Dealing With Eastern Account System
Debt collectors must follow state and federal laws that protect consumers. Your rights under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) include:
- You can dispute inaccurate or incomplete information on your credit report.
- You can request debt validation. The agency must prove the debt is yours and the amount is correct within 30 days of your written request.
- They cannot harass, threaten, or use abusive language.
- They must clearly identify themselves as a debt collector.
- They cannot threaten you with arrest or jail over unpaid debts.
If your rights are violated, report them to the CFPB or seek legal advice.
Remove Eastern Account System From Your Credit Report Today
Tired of dealing with collections? You don’t have to manage it alone. Credit Saint has helped thousands of people challenge negative items like Eastern Account System collections.
They even offer a 90-day money-back guarantee if no questionable negative marks are removed within the first 90 days. To qualify, you’ll need to stay active, submit ID within five days, make all payments, and avoid adding new negative items.
If you’re ready to work toward a better credit report, visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
