Who is Eastern Account System?
Eastern Account System, Inc., also known as Eastern Account System of Connecticut, Inc., is a debt collection agency based in Danbury, Connecticut. They specialize in collecting overdue debts on behalf of their clients.
If you notice the name Eastern Account System on your credit report, this usually implies that you have an unsettled debt that has been transferred to this agency for collection.
Who does Eastern Account System collect for?
Eastern Account System provides debt collection services across a broad spectrum of industries. This includes the cable, financial, healthcare, home automation & security, property management, retail, satellite, telecommunications, and utilities sectors.
Is Eastern Account System legit or a scam?
Eastern Account System is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Eastern Account System from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Eastern Account System, Inc. Contact Information
Address:
Eastern Account System, Inc.
3 Corporate Drive
Danbury, CT 06810
Eastern Account System, Inc.
111 Park Ridge Rd
Brookfield, CT 06804
Phone number: (800) 750-6343
Should I contact or pay Eastern Account System?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Eastern Account System is to work with a credit repair professional. They help remove millions of negative items every year from companies like Eastern Account System on behalf of their clients.
Will Eastern Account System sue me or garnish my wages?
Eastern Account System has the legal right to sue you for an unpaid debt. If the court rules in their favor and a judgment is made against you. The agency may then be able to garnish your wages, levy your bank account, or enforce other collection actions, subject to the specific laws in your state.
However, the decision to sue is typically a last resort for most collection agencies due to the costs and time involved in the process. The decision often depends on the size of the debt, the likelihood of collection, and the specific policies of the agency.
Eastern Account System, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Eastern Account System, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Eastern Account System, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Eastern Account System cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Eastern Account System must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Eastern Account System cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Eastern Account System From Your Credit Report Today!
Credit Saint offers assistance with disputing Eastern Account System accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
