How to Remove Frost-Arnett From Your Credit Report

Is Frost-Arnett hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Frost-Arnett Company?

Frost-Arnett Company, aka Nashville Adjustment Bureau, is a debt collection agency located in Nashville, Tennessee. They also have locations in Campbellsville, Kentucky and Houston, Texas.

You may see Frost-Arnett listed on your credit report as a collections account. It may appear as ‘frost arnett comp’. This can happen if you owe a creditor money and they’ve hired Frost-Arnett to collect that money.

Who does Frost-Arnett collect for?

Frost-Arnett collects medical debt for healthcare providers.

Is Frost-Arnett legit or a scam?

Frost-Arnett is a legitimate debt collection agency. They were most likely assigned your debt (or bought your debt) from one of the companies they work with. However, just because they are legit, doesn’t mean you actually owe them anything. Keep reading to learn more.

How can I remove Frost-Arnett from my credit report?

Frost-Arnett collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Frost-Arnett Company Contact Information

Addresses:

Frost-Arnett Company
2105 Elm Hill Pike Ste 200
Nashville, TN 37210

Frost-Arnett Company
1327 E Broadway St
Campbellsville, KY 42718

Frost-Arnett Company
10700 Richmond Ave Ste. 256
Houston, TX 77042

Mailing address:

Frost-Arnett Company
P.O. Box 198988
Nashville, TN 37219

Website: https://www.frost-arnett.com

Customer service phone number: (855) 287-7043

Should I contact or pay Frost-Arnett?

Nothing good can come from contacting a debt collector like Frost-Arnett Company. And making payments on the debt will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The best way to handle this is to work with a credit repair professional. They delete millions of negative items every year from companies like Frost-Arnett for millions of clients nationwide.

And they may be able to help you too.

Will Frost-Arnett sue me or garnish my wages?

In their attempt to collect a debt, a collection agency may resort to litigation. However, if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the Frost-Arnett debt with the credit bureaus and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Frost-Arnett again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Wage Garnishment

Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for Frost-Arnett to make any claims they cannot or will not follow through on—this includes threatening to sue you or foreclose on your home.

Is Frost-Arnett hurting my credit score?

The missed payments that led to the collection harm your credit score. A collection account on your credit report further reduces your ability to qualify for new credit.

Debt collectors often buy and sell debt from one another, which can lead to multiple collections on your credit reports for the same account.

When this happens, if you don’t dispute the accounts with the credit bureaus and get them all removed, they will harm your credit score.

Frost-Arnett Company Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Frost-Arnett, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Frost-Arnett Company does too.

Your Rights When Dealing with Frost-Arnett Company

There are strict regulations about what a debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect a debt. In addition, the FDCPA provides you with many rights to ensure that debt collectors don’t take advantage of you. In particular:

  • It is a violation of federal law for Frost-Arnett to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send Frost-Arnett a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Frost-Arnett may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Frost-Arnett must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Frost-Arnett cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so.

Remove Frost-Arnett Collections From Your Credit Report Today!

Lexington Law specializes in disputing Frost-Arnett collection accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Lexington Law.

You can give them a call at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.