How to Remove Frost-Arnett From Your Credit Report

Is Frost-Arnett hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports.

Who is Frost-Arnett Company?

Frost-Arnett Company, aka Nashville Adjustment Bureau, is a debt collection agency located in Nashville, Tennessee. They also have locations in Campbellsville, Kentucky and Houston, Texas.

You may see Frost-Arnett listed on your credit report as a collections account. It may appear as ‘frost arnett comp’. This can happen if you didn’t pay a bill.

Who does Frost-Arnett collect for?

Frost-Arnett collects medical debt for healthcare providers.

Is Frost-Arnett legit or a scam?

Frost-Arnett is a legitimate debt collection agency. However, they may repeatedly spam call, text, or email you.

How can I remove Frost-Arnett from my credit report?

Frost-Arnett collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Frost-Arnett Company Contact Information


Frost-Arnett Company
2105 Elm Hill Pike Ste 200
Nashville, TN 37210

Frost-Arnett Company
1327 E Broadway St
Campbellsville, KY 42718

Frost-Arnett Company
10700 Richmond Ave Ste. 256
Houston, TX 77042

Mailing address:

Frost-Arnett Company
P.O. Box 198988
Nashville, TN 37219

Customer service phone number: (855) 287-7043

Should I contact or pay Frost-Arnett?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Frost-Arnett is to work with a credit repair professional. They help remove millions of negative items every year from companies like Frost-Arnett on behalf of their clients.

And they may be able to help you too.

Will Frost-Arnett sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They help you dispute the Frost-Arnett debt with the credit bureaus and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Frost-Arnett again.

Call Lexington Law to learn how they can help you.

Wage Garnishment

Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for Frost-Arnett to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.

Is Frost-Arnett hurting my credit score?

Any derogatory item on your credit report, including a collections account, may harm your credit score.

Debt collectors often buy and sell debt from one another. This can lead to multiple collections on your credit report for the same account.

If you don’t dispute each account with the credit bureaus and get them removed, they can damage your credit score.

Frost-Arnett Company Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Frost-Arnett, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Frost-Arnett Company does too.

Your Rights When Dealing with Frost-Arnett Company

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that a debt collector doesn’t take advantage of you. In particular:

  • It is a violation of federal law for Frost-Arnett to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send Frost-Arnett a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Frost-Arnett may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Frost-Arnett must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Frost-Arnett cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Frost-Arnett Collections From Your Credit Report Today!

Lexington Law can assist you in disputing Frost-Arnett collection accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.