Credence Resource Management

Who is Credence Resource Management?

Credence Resource Management (CRM) is a debt collection agency based in Dallas, Texas. They work with a variety of clients to recover unpaid debts.

If you find them listed on your credit report as a collections account, this suggests that a debt you owe has been transferred or sold to them for collection. It’s worth noting that they may appear under various abbreviations or shortenings of their name on your credit report, such as “credence collections” or “credence rm”.

Who does Credence Resource Management collect for?

Credence Resource Management serves an array of clients, ranging from credit card companies to healthcare professionals. They also handle collections for telecommunications and utility providers, such as AT&T and DirectTV.

Is Credence Resource Management legit or a scam?

Credence Resource Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Credence Resource Management from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credence Resource Management Contact Information

Address:

Credence Resource Management
17000 Dallas Pkwy Ste 204
Dallas, TX 75248-1940

Phone number: (855) 880-4791 or (855) 880-4792

Should I contact or pay Credence Resource Management?

It’s best to avoid speaking to a collection agency on the phone. And if you make a payment on the debt, it will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Credence Resource Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credence Resource Management on behalf of their clients.

Will Credence Resource Management sue me or garnish my wages?

Credence Resource Management is legally entitled to sue you in an attempt to collect the debt. If they win the lawsuit and obtain a judgment against you, the next steps will depend on the laws in your state.

They may be permitted to garnish your wages, place a lien on your property, or levy your bank account to satisfy the debt. However, it’s worth noting that not all debt collectors will choose to go this route as it can be time-consuming and expensive.

Credence Resource Management, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credence Resource Management, LLC

Collection agencies must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Credence Resource Management, LLC to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Credence Resource Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Credence Resource Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Credence Resource Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credence Resource Management From Your Credit Report Today!

Credit Saint can assist you in disputing Credence Resource Management accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.