Who is DirecTV?
DirecTV is a premier direct broadcast satellite service provider based in El Segundo, California. Founded in 1990, it has since become one of the leading satellite television providers in the United States, offering a range of digital satellite television and audio to households nationwide.
If you have an account with DirecTV and your account becomes delinquent, meaning you fail to pay your bill by the due date, DirecTV may attempt to collect the debt. If they are unable to do so, they might turn over the debt to a third-party debt collection agency. When this happens, you might see DirecTV or the name of the collection agency listed on your credit report as a collections account.
How can I remove DirecTV Collections from my credit report?
DirecTV collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
DirecTV Contact Information
2230 E Imperial Hwy
El Segundo, CA 90245
Phone number: (800) 531-5000
Should I contact or pay DirecTV Collections?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with DirecTV Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like DirecTV on behalf of their clients.
Will DirecTV Collections sue me or garnish my wages?
It’s unusual for a company like DirecTV to sue customers over unpaid bills or to garnish wages. Instead, they’re more likely to send your account to a collection agency if you have an unpaid balance.
However, once a debt is with a collection agency, that agency could potentially sue you to recover the debt, depending on the amount and your jurisdiction’s laws. If the collection agency is successful in its lawsuit and obtains a judgment against you, then it might be able to garnish your wages or levy your bank account. Keep in mind, though, that this is generally a last resort after multiple attempts to collect the debt.
DirecTV Collections Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with DirecTV Collections
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for DirecTV Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- DirecTV Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- DirecTV Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- DirecTV Collections cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove DirecTV Collections From Your Credit Report Today!
Credit Saint can assist you in disputing DirecTV collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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