Allied Interstate

Is Allied Interstate hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Allied Interstate?

Allied Interstate, LLC is a debt collection agency headquartered in Minneapolis, Minnesota. They play the role of a third-party agency, stepping in to collect outstanding debts on behalf of original creditors or purchasing debts for a fraction of their original value.

If you see Allied Interstate listed on your credit report as a collections account, it usually indicates that you have an unpaid debt they are trying to collect.

Who does Allied Interstate collect for?

Allied Interstate provides debt collection services for a broad range of companies from various industries. They collect for retail companies such as J.C. Penney and eBay, catalog retailer Fingerhut, and satellite service provider DirecTV, among others. In addition, they are known to purchase debt from student loan providers such as Sallie Mae, as well as credit card companies like Providian and Capital One.

These companies contract with Allied Interstate when they have been unable to collect outstanding debts from their customers. Through their collection efforts, Allied Interstate aims to recover as much of this debt as possible.

Is Allied Interstate legit or a scam?

Allied Interstate is a legitimate debt collection company. However, their aggressive collection practices, such as repeated spam calls, texts, or emails, can often cause consumers to question their legitimacy.

How can I remove Allied Interstate from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Allied Interstate, LLC Contact Information


Allied Interstate, LLC
12755 Highway 55 Ste 300
Minneapolis, MN 55441-4676

Mailing address:

Allied Interstate, LLC
P.O. Box 19312
Minneapolis, MN 55419

Phone number: (800) 811-4214

Should I contact or pay Allied Interstate?

Nothing good can come from speaking to a third-party debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Allied Interstate is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allied Interstate on behalf of their clients.

Will Allied Interstate sue me or garnish my wages?

Allied Interstate is legally entitled to file a lawsuit against you for an unpaid debt. If they win the lawsuit and a judgment is granted, they could potentially garnish your wages or levy your bank account, depending on your state’s laws.

However, before a debt collector like Allied Interstate can garnish your wages, they typically need to sue you, win the case, and obtain a court order. Wage garnishment is generally considered a last resort after all other collection attempts have been exhausted.

Allied Interstate, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Allied Interstate

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Allied Interstate to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Allied Interstate, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Allied Interstate, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Allied Interstate, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Allied Interstate Collections From Your Credit Report Today!

Credit Saint can assist you in disputing Allied Interstate collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

Allied Interstate removed from TransUnion

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.