How to Remove Allied Interstate From Your Credit Report

Is Allied Interstate hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Allied Interstate?

Allied Interstate, LLC is a debt collection agency located in Minneapolis, Minnesota. They are known to be excessively aggressive when collecting on debts.

You may see Allied Interstate listed on your credit report as a collections account. This can happen if you owe a creditor money and they’ve hired someone to collect that money.

Who does Allied Interstate collect for?

Allied Interstate purchases debt from student loan companies like Sallie Mae and provide debt collection services to companies like eBay, Fingerhut, Providian, Capital One, J.C. Penney, DirecTV, and more.

Is Allied Interstate legit or a scam?

Allied Interstate is a legitimate company. They were most likely assigned your debt (or bought your debt) from one of the companies they work with. However, just because they are legit, doesn’t mean you actually owe them anything. Keep reading to learn more.

How can I remove Allied Interstate from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Allied Interstate, LLC Contact Information

Address:

Allied Interstate, LLC
12755 Highway 55 Ste 300
Minneapolis, MN 55441-4676

Mailing address:

Allied Interstate, LLC
P.O. Box 19312
Minneapolis, MN 55419

Mail is the best way to communicate with them because this way you can keep physical documents of all correspondence and get return receipts that they received your letter. Be sure to scan or print another copy of any mail you send, too, just to cover all your bases.

Website: https://www.allied-interstate.com

Phone number: (800) 811-4214

Always keep track of all communications, and be sure to write down the date and time you spoke with everyone as well. You may need that information later.

Should I contact or pay Allied Interstate?

Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The best way to handle this is to work with a credit repair professional. They delete millions of negative items every year from companies like Allied Interstate for millions of clients nationwide.

And they may be able to help you too.

Will Allied Interstate sue me or garnish my wages?

When attempting to collect a debt, a debt collection company may resort to litigation. However, if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you may never hear from or have to deal with Allied Interstate again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Wage Garnishment

Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.

It is also illegal for Allied Interstate to make any claims they cannot or will not follow through on—this includes threatening to sue you or foreclose on your home.

Is Allied Interstate hurting my credit score?

The missed payments that led to the collection harm your credit score. A collection account on your credit report further reduces your ability to qualify for new credit.

Debt collectors often buy and sell debt from one another, which can lead to multiple collections on your credit reports for the same account.

When this happens, if you don’t dispute the accounts with the credit bureaus and get them all removed, they will harm your credit score.

Allied Interstate, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Allied Interstate does too.

Your Rights When Dealing with Allied Interstate

There are strict regulations about what a debt collector can and cannot do in the United States and it’s important to know your rights. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect a debt. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Allied Interstate to report inaccurate or incomplete information on your credit report.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Allied Interstate, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Allied Interstate, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a collection agency both orally and in writing.
  • Allied Interstate, LLC cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so.

Remove Allied Interstate Collections From Your Credit Report Today!

Lexington Law specializes in disputing Allied Interstate collection accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

Allied Interstate removed from TransUnion

If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Lexington Law.

You can give them a call at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.