Allied Interstate


Is Allied Interstate hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Allied Interstate?

Allied Interstate, LLC is a debt collection agency headquartered in Minneapolis, Minnesota. They play the role of a third-party agency, stepping in to collect outstanding debts on behalf of original creditors or purchasing debts for a fraction of their original value.

If you see Allied Interstate listed on your credit report as a collections account, it usually indicates that you have an unpaid debt they are trying to collect.

Who does Allied Interstate collect for?

Allied Interstate provides debt collection services for a broad range of companies from various industries. They collect for retail companies such as J.C. Penney and eBay, catalog retailer Fingerhut, and satellite service provider DirecTV, among others. In addition, they are known to purchase debt from student loan providers such as Sallie Mae, as well as credit card companies like Providian and Capital One.

These companies contract with Allied Interstate when they have been unable to collect outstanding debts from their customers. Through their collection efforts, Allied Interstate aims to recover as much of this debt as possible.

Is Allied Interstate legit or a scam?

Allied Interstate is a legitimate debt collection company. However, their aggressive collection practices, such as repeated spam calls, texts, or emails, can often cause consumers to question their legitimacy.

How can I remove Allied Interstate from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Allied Interstate, LLC Contact Information


Allied Interstate, LLC
12755 Highway 55 Ste 300
Minneapolis, MN 55441-4676

Mailing address:

Allied Interstate, LLC
P.O. Box 19312
Minneapolis, MN 55419

Phone number: (800) 811-4214

Should I contact or pay Allied Interstate?

Before contacting a third-party debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Allied Interstate is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allied Interstate on behalf of their clients.

Will Allied Interstate sue me or garnish my wages?

Allied Interstate is legally entitled to file a lawsuit against you for an unpaid debt. If they win the lawsuit and a judgment is granted, they could potentially garnish your wages or levy your bank account, depending on your state’s laws.

However, before a debt collector like Allied Interstate can garnish your wages, they typically need to sue you, win the case, and obtain a court order. Wage garnishment is generally considered a last resort after all other collection attempts have been exhausted.

Allied Interstate, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Allied Interstate

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Allied Interstate to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Allied Interstate, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Allied Interstate, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Allied Interstate, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Allied Interstate Collections From Your Credit Report Today!

Credit Saint can help you dispute Allied Interstate collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

Allied Interstate removed from TransUnion

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.