Who is Fingerhut Collections?
Fingerhut Collections is is a catalog/online retailer located in Eden Prairie, Minnesota. Bluestem Brands is their parent company.
You may see Fingerhut listed on your credit report as a collections account. This can happen if you’ve defaulted on a Fingerhut Credit Account issued by WebBank.
Removing Fingerhut Collections from Your Credit Report
Fingerhut collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to have a collection account removed from your credit report before 7 years.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a credit repair company that helps people fix their credit.
In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.
Call Lexington Law now to learn more: (800) 220-0084
Fingerhut Contact Information
Address:
Fingerhut
7075 Flying Cloud Dr
Eden Prairie, MN 55344
Website: https://www.fingerhut.com
Phone number: (800) 208-2500
Should I contact or pay Fingerhut?
Nothing good can come from speaking to a collection agency on the phone. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse.
The best way to deal with Fingerhut collections is to work with a professional credit repair service. They have deleted millions of negative items from companies like Fingerhut for millions of clients nationwide.
And they can help you too.
Will Fingerhut sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Fingerhut again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
Fingerhut Collections Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Fingerhut does too.
Can Fingerhut collection accounts be removed from my credit report?
Lexington Law specializes in disputing Fingerhut collections. They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone.
Get Your Collections Removed Today!
If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.