If CBE Group is showing up on your credit report, it usually means you’ve got an unpaid debt that’s been sent to collections. That kind of mark can drag down your credit score for years if left unchecked—but the good news is, you have options for removing it.
Here’s everything you need to know about who CBE Group is, what they do, and how to deal with them the smart way.
Who Is CBE Group?
CBE Group, Inc. is a third-party debt collection agency based in Cedar Falls, Iowa. They also have offices in Waterloo, Iowa; New Braunfels, Texas; and even overseas in Manila, Philippines. The company is part of CBE Companies and has been in the debt recovery business for decades.
If you see CBE Group on your credit report, it means they’re either collecting on behalf of a creditor or have purchased your debt outright.
Why Is CBE Group On My Credit Report?
CBE Group collects on a wide range of accounts, so how they appear on your credit report can vary. You might see listings under names like:
- cbe collections
- cbe group Verizon
- the cbe group inc-former
- cbe healthcare
- cbegroup
Regardless of the name, the presence of CBE Group indicates a past-due account that’s gone to collections.
Who Does CBE Group Collect For?
CBE Group works with clients across several industries, including:
- Credit card companies
- Student loan lenders (both federal and private)
- Medical providers
- Utility companies
- Cable and internet providers
- Government agencies like the IRS
They don’t stick to one sector, which means the debt they’re contacting you about could be anything from an old hospital bill to an unpaid phone account.
Is CBE Group Legitimate?
Yes, CBE Group is a real company. They’re licensed to collect debts and work with major corporations and government entities. That doesn’t mean you should automatically pay them—always verify the debt first to make sure it’s accurate and not expired or incorrectly reported.
How to Remove CBE Group From Your Credit Report
Collection accounts can stay on your credit report for up to seven years, but you don’t have to wait that long. Here are three common strategies to remove CBE Group:
- Dispute inaccuracies – If anything about the account is incorrect (balance, dates, ownership), file a dispute with the credit bureaus.
- Request debt validation – Ask CBE Group to prove the debt is yours and that the amount is correct. If they can’t, they’re required to remove it.
- Negotiate a pay-for-delete – Offer to pay the debt if they agree in writing to remove the account from your credit report. This only works if the debt is valid and unpaid.
If all of that feels overwhelming, you can also hire a professional credit repair service to handle it on your behalf.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should I Contact or Pay CBE Group?
Only after verifying the debt is accurate. Reaching out to a debt collector or making a payment can restart the statute of limitations in some states, which might make things worse.
If the debt is small, still within the reporting window, and verified, you might consider negotiating a lump-sum settlement or using a pay-for-delete strategy.
Will CBE Group Sue Me or Garnish My Wages?
It’s possible, but not common. Lawsuits and wage garnishments are usually last-ditch efforts. If CBE Group does sue and wins, they could get a judgment that allows wage garnishment or a bank levy—depending on your state laws.
CBE Group Complaints
Like many collection agencies, CBE Group has received complaints through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). The most common issues include:
- Trying to collect debts not owed
- Harassing phone calls
- Failing to verify debts
- Reporting incorrect information
If you experience any of this, you can file a complaint with the CFPB or your state attorney general.
Your Rights When Dealing With CBE Group
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must follow specific rules. Here’s what they’re not allowed to do:
- Report inaccurate or incomplete information
- Call excessively or use threatening language
- Lie about their identity or legal rights
- Publicly shame you for your debt
- Threaten arrest or imprisonment
You also have the right to request written verification of the debt and to dispute it within 30 days.
Contact Information for CBE Group
CBE Group, Inc.
1309 Technology Pkwy
Cedar Falls, IA 50613
Mailing address:
4140 Kimball Ave
Waterloo, IA 50701
Phone: (800) 925-6686 or (319) 234-6686
Get Help Removing CBE Group From Your Credit Report
If you’re dealing with CBE Group and don’t know where to start, consider working with a credit repair company that can step in on your behalf. Credit Saint has helped thousands of clients challenge inaccurate collection accounts—and they’ve been doing it for over 15 years.
They even offer a 90-day money-back guarantee for extra peace of mind.
Visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
