USCB America

Who is USCB America?

USCB America, also known as USCB, Inc., is a debt collection agency and accounts receivable management firm based in Los Angeles, California. Their role is to recover money owed to their clients by consumers who have unpaid bills.

If you find USCB America listed on your credit report as a collections account, this typically indicates you have an outstanding debt which the original creditor has passed on to USCB for collection.

Who does USCB America collect for?

USCB America offers its debt collection services to a variety of clients. Primarily, they collect medical debt for some of the largest healthcare providers and hospitals across the United States, helping these institutions recover funds from unpaid medical bills.

Additionally, USCB America works with retail companies to collect payments for goods or services that haven’t been paid for. Banks also utilize their services for unpaid debts like credit card bills, loans, or other financial obligations. Furthermore, they collaborate with government municipalities to collect on debts such as unpaid taxes, fines, or utility bills.

Is USCB America legit or a scam?

USCB America is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove USCB America from my credit report?

USCB America collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

USCB America Contact Information

Address:

USCB America
355 S. Grand Ave. 32nd Floor
Los Angeles, CA 90071

Mailing address:

USCB America
P.O. Box 74929
Los Angeles, CA 90004-9990

Phone number: (213) 387-6181

Should I contact or pay USCB America?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with USCB America is to work with a credit repair professional. They help remove millions of negative items every year from companies like USCB America on behalf of their clients.

Will USCB America sue me or garnish my wages?

USCB America, as a debt collection agency, is entitled to pursue legal action to recover unpaid debts. This can potentially include filing a lawsuit against the debtor. If they obtain a court judgment in their favor, wage garnishment, bank account levies, or other forms of payment enforcement could be authorized by the court.

However, it’s important to note that lawsuits are typically considered a last resort. Most collection agencies, including USCB America, would rather work out a payment plan before escalating the situation to a lawsuit, as the legal process can be lengthy and costly.

USCB America Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with USCB America

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for USCB America to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• USCB America may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• USCB America must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• USCB America cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove USCB America From Your Credit Report Today!

Credit Saint can assist you in disputing USCB America accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.