USCB America


Is USCB America hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is USCB America?

USCB America, also known as USCB, Inc., is a debt collection agency and accounts receivable management firm based in Los Angeles, California. Their role is to recover money owed to their clients by consumers who have unpaid bills.

If you find USCB America listed on your credit report as a collections account, this typically indicates you have an outstanding debt which the original creditor has passed on to USCB for collection.

Who does USCB America collect for?

USCB America offers its debt collection services to a variety of clients. Primarily, they collect medical debt for some of the largest healthcare providers and hospitals across the United States, helping these institutions recover funds from unpaid medical bills.

Additionally, USCB America works with retail companies to collect payments for goods or services that haven’t been paid for. Banks also utilize their services for unpaid debts like credit card bills, loans, or other financial obligations. Furthermore, they collaborate with government municipalities to collect on debts such as unpaid taxes, fines, or utility bills.

Is USCB America legit or a scam?

USCB America is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove USCB America from my credit report?

USCB America collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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USCB America Contact Information


USCB America
355 S. Grand Ave. 32nd Floor
Los Angeles, CA 90071

Mailing address:

USCB America
P.O. Box 74929
Los Angeles, CA 90004-9990

Phone number: (213) 387-6181

Should I contact or pay USCB America?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with USCB America is to work with a credit repair professional. They help remove millions of negative items every year from companies like USCB America on behalf of their clients.

Will USCB America sue me or garnish my wages?

USCB America, as a debt collection agency, is entitled to pursue legal action to recover unpaid debts. This can potentially include filing a lawsuit against the debtor. If they obtain a court judgment in their favor, wage garnishment, bank account levies, or other forms of payment enforcement could be authorized by the court.

However, it’s important to note that lawsuits are typically considered a last resort. Most collection agencies, including USCB America, would rather work out a payment plan before escalating the situation to a lawsuit, as the legal process can be lengthy and costly.

USCB America Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with USCB America

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for USCB America to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • USCB America cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • USCB America must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • USCB America cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove USCB America From Your Credit Report Today!

Credit Saint can help you dispute USCB America accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.