ARS National Services

Is ARS National Services hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is ARS National Services, Inc.?

ARS National Services, Inc. is a debt collection agency located in Escondido, California. They collect debt for some of the top banks and credit card issuers like Capital One, Chase, and Citibank. They have been known to get really nasty on the phone with alleged debtors.

You may see ARS National Services listed on your credit report as a collections account. This can happen if you owe a creditor money and they’ve hired someone to collect that money.

ARS National Services Collection Accounts

ARS National Services collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to have it removed before 7 years and you may not even have to pay it.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that helps people fix their credit. You may not even have to pay any of the debts on your credit report.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

ARS National Services, Inc. Contact Information


201 W Grand Ave
Escondido, CA 92025-2603

Mailing address:

PO Box 469046
Escondido, CA 92046


Phone number: (800) 665-3140

Should I contact or pay ARS National Services?

Nothing good can come from contacting a collection agency. And making payments on the debt will reset the clock. Not only will it not help your credit, but it could actually make it worse.

The best way to go about handling this is to contact a professional credit repair service. They have deleted millions of negative items from companies like ARS National Services for millions of clients nationwide.

And they can help you too.

Will ARS National Services sue me?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the debt and possibly get it removed from your credit report. It’s also quite possible that you may never hear from or have to deal with ARS National Services again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

ARS National Services, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collector, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights and ARS National Services does too.

How Should You Deal With ARS National Services?

First of all, ARS National Services’ information is not always correct or accurate. Second, they will go to great lengths to find who they are looking for. Finally, there are rules that they have to follow, but they can be flexible and may be willing to work with you to settle your debt or work out a payment plan.

woman stressed out

Don’t Trust – Verify!

When you are dealing with a debt collector, it is always wise to make them verify the debt actually does belong to you before you pay them. You can do this by sending them a debt validation letter. Also, try to get them to compromise before you pay them. Remember, they want your money.

You can ask them if you can pay a lower amount or start a payment plan. You can even ask them to remove any negative marks that they have reported to the credit reporting agencies before you agree to pay them. It is important to always get any agreements you make with them in writing.

Can ARS collection accounts be removed from my credit report?

Lexington Law specializes in disputing ARS National Services accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.