ARS National Services

Is ARS National Services hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. They may be able to help you too!

Who is ARS National Services?

Have you received a letter or phone call from ARS? Have they threatened you with a lawsuit? If so, you are not alone.

ARS National Services, Inc. is a debt collection agency located in Escondido, California. They collect on debt for some of the top banks in the world like Capital One, Chase, and Citibank. They have been known to get really nasty on the phone with alleged debtors.

How Should You Deal With ARS National Services?

Debt collection agencies have different names, but for the most part, use the same methods to collect debts.

Here are a few things you should know about debt collectors.

First of all, their information is not always correct or accurate. Second, they will go to great lengths to find who they are looking for. Finally, there are rules that they have to follow, but they can be flexible and may be willing to work with you to settle your debt or work out a payment plan.

woman stressed out

Don’t Trust – Verify!

When you are dealing with a debt collection agency, it is always wise to make them verify the debt actually does belong to you before you pay them. You can do this by asking for a debt validation letter. Also, try to get them to compromise before you pay them. Remember, they want your money.

You can ask them if you can pay a lower amount or start a payment plan. You can even ask them to remove any negative marks that they have reported to the credit reporting agencies before you agree to pay them. It is important to always get any agreements you make with them in writing.

Complaints made against ARS National Services

ARS attempts to collect on debts that are not owed to them. Many people have complained about being called when they owed no money. Even after individuals say they do not owe the debt, they continue to call them.

They will call third parties trying to find alleged debtors. They will call neighbors, ex-spouses, family members, co-workers, or anyone else they can find to track them down. They should already have the contact details of the person they are looking for, so there should be no need to call others.

This can be a source of unnecessary embarrassment for the people they are trying to collect from. Their representatives have refused to pass on their contact information to consumers who want to send them a cease and desist letter.

Sometimes a cease and desist letter is the only way to get debt collectors to stop calling, so they try to prevent consumers from using this valuable tool.

ARS National also can not charge your credit card without your consent or charge an amount to your credit card other than the amount you’ve submitted.

How To Contact ARS National Services

Mailing address:

PO Box 469046
Escondido, CA 92046


201 W Grand Ave
Escondido, CA 92025-2603


Phone number: (800) 665-3140

Can ARS collection accounts be removed from my credit report?

Lexington Law specializes in disputing ARS National Services accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.

Collections Removed from Credit Reports:

collections removed

Lexington Law can delete all kinds of negative items including bankruptcies, foreclosures, repossessions, charge-offs, judgments, tax liens, collections, and more.

Here’s a list of some of the nation’s most popular debt collectors that cause damage to your credit.