Who is Rausch Sturm?
Rausch Sturm, als known as aka Rausch, Sturm, Israel, Enerson & Hornik, LLP (RSIEH), is a law firm that specializes in debt collection and operates out of Brookfield, Wisconsin. They have been recognized as a creditor’s rights law firm and work with a wide range of financial industries.
If Rausch Sturm appears on your credit report, it indicates that you have an outstanding debt that has been transferred to them for collection. This could be a result of non-payment of a bill or a loan.
Who does Rausch Sturm collect for?
Rausch Sturm collects debts for a diverse range of industries and companies. These include auto loans, banks, commercial lenders, credit card issuers, credit unions, debt buyers, lenders, student loans, telecommunications companies, and utility companies. They handle both consumer and commercial collections.
Is Rausch Sturm legit or a scam?
Rausch Sturm is a legitimate company. However, they may engage in frequent contact attempts, such as phone calls, texts, or emails, as part of their collection efforts.
How can I remove Rausch Sturm from my credit report?
Rausch Sturm collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Rausch, Sturm, Israel, Enerson & Hornik LLP Contact Information
Address:
Rausch Sturm, LLP
250 N. Sunnyslope Road, Suite 300
Brookfield, WI 53005
Phone number: (866) 456-3744
Should I contact or pay Rausch Sturm?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Rausch Sturm is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rausch Sturm on behalf of their clients.
Will Rausch Sturm sue me or garnish my wages?
Rausch Sturm has the legal right to sue you to collect an outstanding debt. If the lawsuit is successful, the court may issue a judgment against you. In some cases, this judgment could allow Rausch Sturm to garnish your wages or levy your bank account, depending on the laws of your state.
However, it’s important to note that the process of filing a lawsuit, winning the case, and subsequently carrying out a garnishment can be time-consuming and costly. Thus, many debt collectors and law firms prefer to resolve the matter outside of court if possible.
Rausch Sturm Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Rausch Sturm, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Rausch Sturm
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Rausch Sturm to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Rausch Sturm may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Rausch Sturm must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Rausch Sturm cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Rausch Sturm From Your Credit Report Today!
Lexington Law can assist you in disputing Rausch Sturm accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
