ProCollect

Who is ProCollect?

ProCollect, Inc. (PCI) is a debt collection agency based in Dallas, Texas. They help creditors recoup unpaid debts from consumers.

If you find ProCollect listed on your credit report under collections, this is usually an indication that you have an outstanding debt which has not been settled. The debt could be linked to various circumstances, such as unpaid bills or other types of consumer debt.

Who does ProCollect collect for?

ProCollect focuses on multifamily and student housing debt recovery. They primarily serve property management companies, landlords, and other stakeholders within the real estate industry, particularly those dealing with apartment complexes, student housing facilities, and similar properties.

Is ProCollect legit or a scam?

ProCollect is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove ProCollect from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

ProCollect, Inc. Contact Information

Address:

ProCollect, Inc.
12170 N Abrams Rd, Ste 100
Dallas, TX 75243

Phone number: (800) 839-8186

Should I contact or pay ProCollect?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with ProCollect is to work with a credit repair professional. They help remove millions of negative items every year from companies like ProCollect on behalf of their clients.

Will ProCollect sue me or garnish my wages?

ProCollect does have the legal right to sue for the recovery of unpaid debt. If they decide to sue and succeed in their court case, they may be able to garnish your wages or levy your bank account, depending on the laws in your specific state.

However, it’s important to note that pursuing a lawsuit is typically a last resort because it’s a lengthy and costly process. Before any lawsuit, you will usually receive multiple communications and requests for payment.

ProCollect, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with ProCollect, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for ProCollect to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• ProCollect may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• ProCollect must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• ProCollect cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove ProCollect From Your Credit Report Today!

Credit Saint can assist you in disputing ProCollect accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.