Is TrueAccord hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is TrueAccord?

TrueAccord Corp is a debt collection agency located in San Francisco, California. They are tasked with recovering unpaid debts on behalf of various businesses.

If you notice TrueAccord listed on your credit report as a collections account, it’s likely because you have an unpaid bill or debt.

Who does TrueAccord collect for?

TrueAccord provides debt collection services across a wide variety of industries. They collaborate with credit card issuers and consumer loan providers to recover unpaid debts. For eCommerce businesses, they handle collections related to online transactions and subscriptions.

In the real estate sector, their focus is on overdue rent, mortgages, or other property-related fees. They also work with various service providers, including utilities and telecommunications companies, as well as tech firms dealing with unpaid invoices for goods and services.

Is TrueAccord legit or a scam?

TrueAccord is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove TrueAccord from my credit report?

TrueAccord collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

TrueAccord Corp Contact Information


TrueAccord Corp
303 2nd St. Tower Ste 750
San Francisco, CA 94107

TrueAccord Corp
16011 College Blvd Ste 130
Lenexa, KS 66219

Phone number: (866) 611-2731

Should I contact or pay TrueAccord?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with TrueAccord is to work with a credit repair professional. They help remove millions of negative items every year from companies like TrueAccord on behalf of their clients.

Will TrueAccord sue me or garnish my wages?

TrueAccord is entitled to pursue various methods to collect unpaid debts, which may include filing a lawsuit against a debtor. If they choose to sue and win a judgment against you, the court could potentially authorize wage garnishment, bank levy, or other forms of payment enforcement.

However, suing is typically seen as a last resort. Most debt collection agencies would prefer to work out a payment plan with you. They understand that litigation is time-consuming and costly, so they are generally more interested in finding a mutually agreeable resolution to the debt.

TrueAccord Corp Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with TrueAccord, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with TrueAccord Corp

TrueAccord must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for TrueAccord to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • TrueAccord may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • TrueAccord must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • TrueAccord cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove TrueAccord From Your Credit Report Today!

Credit Saint can assist you in disputing TrueAccord accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.