Who is TrueAccord?
TrueAccord Corp is a debt collection agency located in San Francisco, California. They are tasked with recovering unpaid debts on behalf of various businesses.
If you notice TrueAccord listed on your credit report as a collections account, it’s likely because you have an unpaid bill or debt.
Who does TrueAccord collect for?
TrueAccord provides debt collection services across a wide variety of industries. They collaborate with credit card issuers and consumer loan providers to recover unpaid debts. For eCommerce businesses, they handle collections related to online transactions and subscriptions.
In the real estate sector, their focus is on overdue rent, mortgages, or other property-related fees. They also work with various service providers, including utilities and telecommunications companies, as well as tech firms dealing with unpaid invoices for goods and services.
Is TrueAccord legit or a scam?
TrueAccord is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove TrueAccord from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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TrueAccord Corp Contact Information
Addresses:
TrueAccord Corp
303 2nd St. Tower Ste 750
San Francisco, CA 94107
TrueAccord Corp
16011 College Blvd Ste 130
Lenexa, KS 66219
Phone number: (866) 611-2731
Should I contact or pay TrueAccord?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with TrueAccord is to work with a credit repair professional. They help remove millions of negative items every year from companies like TrueAccord on behalf of their clients.
Will TrueAccord sue me or garnish my wages?
TrueAccord is entitled to pursue various methods to collect unpaid debts, which may include filing a lawsuit against a debtor. If they choose to sue and win a judgment against you, the court could potentially authorize wage garnishment, bank levy, or other forms of payment enforcement.
However, suing is typically seen as a last resort. Most debt collection agencies would prefer to work out a payment plan with you. They understand that litigation is time-consuming and costly, so they are generally more interested in finding a mutually agreeable resolution to the debt.
TrueAccord Corp Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with TrueAccord, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with TrueAccord Corp
TrueAccord must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for TrueAccord to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- TrueAccord cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- TrueAccord must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- TrueAccord cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove TrueAccord From Your Credit Report Today!
Credit Saint offers assistance with disputing TrueAccord accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
