Harris and Harris

Who is Harris & Harris, Ltd.?

Harris & Harris, Ltd. is a debt collection agency located in Chicago, Illinois. You may see Harris and Harris listed on your credit report as a collections account.

Harris and Harris may appear on your credit report as any of the following entries:

• harris & harris ltd
• harris and harris chicago
• harris and harris debt collectors
• harris collection
• harris harris
• harris ltd

Who does Harris & Harris Collect for?

Harris & Harris, Ltd. is known for their work in various industries. They collect debts for healthcare providers, which could include unpaid medical bills. They work with government officials, which may involve fines, taxes, or other types of public debt. In addition, they collect debts for utility companies, which could involve unpaid bills for services like electricity, gas, water, or telecommunications.

Is Harris & Harris legit or a scam?

Harris & Harris is a legitimate collection agency. They’ve been in business since 1968, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Harris and Harris from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Harris and Harris, Ltd. Contact Information

Address:

Harris and Harris, Ltd.
111 W. Jackson Blvd, Ste 400
Chicago, IL 60604

Phone number: (800) 362-0097

Should I contact or pay Harris and Harris?

It’s best to avoid speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Harris and Harris is to work with a credit repair professional. They help remove millions of negative items every year from companies like Harris and Harris on behalf of their clients.

Will Harris and Harris sue me or garnish my wages?

Harris & Harris, Ltd. has the legal right to sue you to collect the debt. If they win the lawsuit, they could potentially receive a judgment from the court that could allow them to garnish your wages or take other actions to collect the debt.

However, it’s important to remember that not all debt collection agencies or creditors will choose to take this step. Lawsuits can be expensive and time-consuming, so many creditors and collection agencies prefer to avoid them if possible. Instead, they may try to work out a payment plan with you or take other steps to encourage you to pay the debt.

Harris and Harris Complaints

Most debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Harris & Harris, Ltd., you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Harris & Harris, Ltd.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Harris & Harris, Ltd. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Harris & Harris cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Harris & Harris must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Harris & Harris cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Harris & Harris From Your Credit Report Today!

Credit Saint can help you dispute Harris & Harris accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.