Global Credit & Collection Corp


Is Global Credit & Collection Corp hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Global Credit & Collection Corp?

Global Credit & Collection Corporation, also known as Affinity Global or Leading Edge Recovery Solutions, is a debt collection agency.

If you have an unpaid debt, it may have been transferred to this company for collection, which is why you might find their name listed on your credit report. This can occur if you’ve neglected to pay a bill and the original creditor has sold or assigned the debt to this agency to collect on their behalf.

Who does Global Credit & Collection Corp collect for?

Global Credit & Collection Corp provides collection services for various sectors. Some of these industries include automotive, communications, financial services, insurance, retail, social media management, and travel & leisure.

Is Global Credit & Collection Corp legit or a scam?

Despite being a legitimate company, it’s essential to note that like any other debt collection agency, Global Credit & Collection Corp is known to engage in persistent attempts to contact you for debt collection. This can include repeated phone calls, text messages, or emails.

How can I remove Global Credit & Collection Corp from my credit report?

Global Credit & Collection Corp collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Global Credit & Collection Corp Contact Information


Global Credit & Collection Corp
5440 N Cumberland Ave Ste 300
Chicago, IL 60656

Phone number: (855) 253-3244

Should I contact or pay Global Credit & Collection Corp?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Global Credit & Collection Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Global Credit and Collection Corp on behalf of their clients.

Will Global Credit & Collection Corp sue me or garnish my wages?

While Global Credit & Collection Corp is legally entitled to take legal action to collect on a debt. Whether they will take the steps to sue you or garnish your wages can depend on several factors, including the size of the debt and the laws in your specific state.

Typically, before a collection agency can garnish your wages, they must first sue you in court and win a judgment against you. If they win the case and the court issues a judgment, the agency may then be able to take steps to garnish your wages, depending on your state’s laws.

Global Credit & Collection Corp Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Global Credit & Collection Corp

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Global Credit & Collection Corp to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Global Credit & Collection Corp may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Global Credit & Collection Corp must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Global Credit & Collection Corp cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Global Credit & Collection Corp From Your Credit Report Today!

Credit Saint can assist you in disputing Global Credit & Collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.