Global Credit & Collection Corp


Is Global Credit & Collection Corp hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Global Credit & Collection Corp?

Global Credit & Collection Corporation, also known as Affinity Global or Leading Edge Recovery Solutions, is a debt collection agency.

If you have an unpaid debt, it may have been transferred to this company for collection, which is why you might find their name listed on your credit report. This can occur if you’ve neglected to pay a bill and the original creditor has sold or assigned the debt to this agency to collect on their behalf.

Who does Global Credit & Collection Corp collect for?

Global Credit & Collection Corp provides collection services for various sectors. Some of these industries include automotive, communications, financial services, insurance, retail, social media management, and travel & leisure.

Is Global Credit & Collection Corp legit or a scam?

Despite being a legitimate company, it’s essential to note that like any other debt collection agency, Global Credit & Collection Corp is known to engage in persistent attempts to contact you for debt collection. This can include repeated phone calls, text messages, or emails.

How can I remove Global Credit & Collection Corp from my credit report?

Global Credit & Collection Corp collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Global Credit & Collection Corp Contact Information


Global Credit & Collection Corp
5440 N Cumberland Ave Ste 300
Chicago, IL 60656

Phone number: (855) 253-3244

Should I contact or pay Global Credit & Collection Corp?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Global Credit & Collection Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Global Credit and Collection Corp on behalf of their clients.

Will Global Credit & Collection Corp sue me or garnish my wages?

While Global Credit & Collection Corp is legally entitled to take legal action to collect on a debt. Whether they will take the steps to sue you or garnish your wages can depend on several factors, including the size of the debt and the laws in your specific state.

Typically, before a collection agency can garnish your wages, they must first sue you in court and win a judgment against you. If they win the case and the court issues a judgment, the agency may then be able to take steps to garnish your wages, depending on your state’s laws.

Global Credit & Collection Corp Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Global Credit & Collection Corp

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Global Credit & Collection Corp to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Global Credit & Collection Corp cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Global Credit & Collection Corp must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Global Credit & Collection Corp cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Global Credit & Collection Corp From Your Credit Report Today!

Credit Saint can help you dispute Global Credit & Collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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