Westlake Portfolio Management


Is Westlake Portfolio Management hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Westlake Portfolio Management, LLC?

Westlake Portfolio Management (WPM) is a debt collection agency located in Los Angeles, California. This company primarily serves as a collection arm for auto loans.

If Westlake Portfolio Management appears on your credit report as a collections account, it implies that you have an unpaid debt, typically related to auto loans provided by Westlake Financial Services, or other lenders that the agency represents.

Who does Westlake Portfolio Management collect for?

Westlake Portfolio Management’s primary responsibility is collecting debts on behalf of finance companies, private investors, and holders of auto loan portfolios. Their primary client is Westlake Financial Services, a subsidiary of the same parent company. However, they may also handle collections for other lenders or entities in the financial services industry who hold delinquent auto loans.

Is Westlake Portfolio Management legit or a scam?

Westlake Portfolio Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Westlake Portfolio Management from my credit report?

Westlake Portfolio Management collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Westlake Portfolio Management, LLC Contact Information


Westlake Portfolio Management
4751 Wilshire Blvd Ste 100
Los Angeles, CA 90010

Phone number: (877) 854-5688

Should I contact or pay Westlake Portfolio Management?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Westlake Portfolio Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Westlake Portfolio Management on behalf of their clients.

Will Westlake Portfolio Management sue me or garnish my wages?

Westlake Portfolio Management, like other debt collection agencies, is entitled to sue a debtor for an unpaid debt. If they win the lawsuit and obtain a judgment against you, they may potentially garnish your wages, levy your bank account, or take other collection actions, depending on the laws in your state.

However, it’s essential to note that suing a debtor and garnishing their wages is often a last resort for collection agencies due to the time and expense involved in pursuing legal action. Before resorting to these measures, most debt collectors would likely try to contact you multiple times to negotiate a payment plan or debt settlement.

Westlake Portfolio Management, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Westlake Portfolio Management

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Westlake Portfolio Management to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Westlake Portfolio Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Westlake Portfolio Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Westlake Portfolio Management cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Westlake Portfolio Management From Your Credit Report Today!

Credit Saint can help you dispute Westlake Portfolio Management collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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