Westlake Portfolio Management


Is Westlake Portfolio Management hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Westlake Portfolio Management, LLC?

Westlake Portfolio Management (WPM) is a debt collection agency located in Los Angeles, California. This company primarily serves as a collection arm for auto loans.

If Westlake Portfolio Management appears on your credit report as a collections account, it implies that you have an unpaid debt, typically related to auto loans provided by Westlake Financial Services, or other lenders that the agency represents.

Who does Westlake Portfolio Management collect for?

Westlake Portfolio Management’s primary responsibility is collecting debts on behalf of finance companies, private investors, and holders of auto loan portfolios. Their primary client is Westlake Financial Services, a subsidiary of the same parent company. However, they may also handle collections for other lenders or entities in the financial services industry who hold delinquent auto loans.

Is Westlake Portfolio Management legit or a scam?

Westlake Portfolio Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Westlake Portfolio Management from my credit report?

Westlake Portfolio Management collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Westlake Portfolio Management, LLC Contact Information


Westlake Portfolio Management
4751 Wilshire Blvd Ste 100
Los Angeles, CA 90010

Phone number: (877) 854-5688

Should I contact or pay Westlake Portfolio Management?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Westlake Portfolio Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Westlake Portfolio Management on behalf of their clients.

Will Westlake Portfolio Management sue me or garnish my wages?

Westlake Portfolio Management, like other debt collection agencies, is entitled to sue a debtor for an unpaid debt. If they win the lawsuit and obtain a judgment against you, they may potentially garnish your wages, levy your bank account, or take other collection actions, depending on the laws in your state.

However, it’s essential to note that suing a debtor and garnishing their wages is often a last resort for collection agencies due to the time and expense involved in pursuing legal action. Before resorting to these measures, most debt collectors would likely try to contact you multiple times to negotiate a payment plan or debt settlement.

Westlake Portfolio Management, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Westlake Portfolio Management

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Westlake Portfolio Management to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Westlake Portfolio Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Westlake Portfolio Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Westlake Portfolio Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Westlake Portfolio Management From Your Credit Report Today!

Credit Saint can assist you in disputing Westlake Portfolio Management collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.