Who is National Enterprise Systems?
National Enterprise Systems, Inc. (NES) is a debt collection agency based in Solon, Ohio. They help companies recover unpaid debts by reaching out to individuals who have defaulted on their financial obligations.
If National Enterprise Systems appears on your credit report as a collections account, it typically signifies that you have an unsettled debt which has been transferred to them for collection.
Who does National Enterprise Systems collect for?
National Enterprise Systems collects for a wide range of clients across various industries. In the automotive industry, they collect unpaid debts related to car loans or leases. For financial services firms, they recover delinquent credit card bills, personal loans, or other types of debt.
They also work with government agencies to collect unpaid fines, fees, or loans. In the retail sector, NES recovers overdue payments on store credit cards or installment plans. They help student loan providers by collecting on defaulted student loans. Finally, in the telecommunications industry, they work to recover unpaid bills for phone, internet, or cable services.
Is National Enterprise Systems legit or a scam?
National Enterprise Systems is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove National Enterprise Systems from my credit report?
NES collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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National Enterprise Systems (NES) Contact Information
National Enterprise Systems
29125 Solon Road
Solon, OH 44139
Phone number: (440) 542-1360 or (800) 973-0600
Should I contact or pay National Enterprise Systems?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with National Enterprise Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like National Enterprise Systems on behalf of their clients.
Will National Enterprise Systems sue me or garnish my wages?
National Enterprise Systems (NES) has the legal right to sue you to collect the debt you owe. If NES wins the lawsuit, and a court judgment is issued against you, they may then be able to garnish your wages or bank accounts, depending on the laws of your state.
However, remember that lawsuits are often a last resort for debt collectors. The process of suing is expensive and time-consuming, so typically, collection agencies would prefer to work out a payment plan with you first.
National Enterprise Systems Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with National Enterprise Systems
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for National Enterprise Systems to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- National Enterprise Systems may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- National Enterprise Systems must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- National Enterprise Systems cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove National Enterprise Systems From Your Credit Report Today!
Credit Saint can assist you in disputing National Enterprise Systems collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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