Who is Hollis Cobb Associates?
Hollis Cobb Associates, Inc., also known as Patient Accounts Bureau, is a debt collection agency based in Duluth, Georgia. As a debt collector, their role is to pursue unpaid debts on behalf of various creditors.
If you have an unpaid debt that’s been transferred to their agency, you might see Hollis Cobb Associates, Inc. listed on your credit report as a collections account.
Who does Hollis Cobb Associates collect for?
Hollis Cobb Associates specializes in debt collections within the healthcare industry. Their clients include hospitals, physicians and medical practices, dental practices, ambulatory care centers, diagnostic and imaging centers, medical equipment providers, pharmacies, health insurance companies, long-term care facilities, and home healthcare providers.
The types of debt they collect could include unpaid medical bills, healthcare service fees, medical equipment payments, insurance premiums, and more.
Is Hollis Cobb Associates legit or a scam?
Hollis Cobb Associates, Inc. is a legitimate company. They’ve been in business since 1977, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Hollis Cobb Associates from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Hollis Cobb Associates, Inc. Contact Information
Hollis Cobb Associates, Inc.
3175 Satellite Blvd Ste 400
Duluth, GA 30096
Phone number: (678) 969-7800
Should I contact or pay Hollis Cobb Associates?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Hollis Cobb Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Hollis Cobb Associates on behalf of their clients.
Will Hollis Cobb Associates sue me or garnish my wages?
Hollis Cobb Associates does have the legal ability to sue you over an unpaid debt. If they choose to go this route and win the lawsuit, they may obtain a judgment against you. This judgment could potentially allow them to garnish your wages or levy your bank account, depending on the specific laws of your state.
That said, legal action such as a lawsuit is often a last resort for debt collection agencies. They would likely try other means to collect the debt first, such as offering a payment plan or negotiating a settlement.
Hollis Cobb Associates Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Hollis Cobb Associates, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Hollis Cobb Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Hollis Cobb Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Hollis Cobb Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Hollis Cobb Associates cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Hollis Cobb Associates From Your Credit Report Today!
Credit Saint can assist you in disputing Hollis Cobb Associates accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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