Who is Hollis Cobb Associates?
Hollis Cobb Associates, Inc., also known as Patient Accounts Bureau, is a debt collection agency based in Duluth, Georgia. As a debt collector, their role is to pursue unpaid debts on behalf of various creditors.
If you have an unpaid debt that’s been transferred to their agency, you might see Hollis Cobb Associates, Inc. listed on your credit report as a collections account.
Who does Hollis Cobb Associates collect for?
Hollis Cobb Associates specializes in debt collections within the healthcare industry. Their clients include hospitals, physicians and medical practices, dental practices, ambulatory care centers, diagnostic and imaging centers, medical equipment providers, pharmacies, health insurance companies, long-term care facilities, and home healthcare providers.
The types of debt they collect could include unpaid medical bills, healthcare service fees, medical equipment payments, insurance premiums, and more.
Is Hollis Cobb Associates legit or a scam?
Hollis Cobb Associates, Inc. is a legitimate company. They’ve been in business since 1977, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Hollis Cobb Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Hollis Cobb Associates, Inc. Contact Information
Address:
Hollis Cobb Associates, Inc.
3175 Satellite Blvd Ste 400
Duluth, GA 30096
Phone number: (678) 969-7800
Should I contact or pay Hollis Cobb Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Hollis Cobb Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Hollis Cobb Associates on behalf of their clients.
Will Hollis Cobb Associates sue me or garnish my wages?
Hollis Cobb Associates does have the legal ability to sue you over an unpaid debt. If they choose to go this route and win the lawsuit, they may obtain a judgment against you. This judgment could potentially allow them to garnish your wages or levy your bank account, depending on the specific laws of your state.
That said, legal action such as a lawsuit is often a last resort for debt collection agencies. They would likely try other means to collect the debt first, such as offering a payment plan or negotiating a settlement.
Hollis Cobb Associates Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Hollis Cobb Associates, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Hollis Cobb Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Hollis Cobb Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Hollis Cobb Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Hollis Cobb Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Hollis Cobb Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Hollis Cobb Associates accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
