Palisades Collection, LLC


Is Palisades Collection, LLC hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Palisades Collection, LLC?

Palisades Collection, LLC, also known as Asta Funding, Inc., is a third-party debt collection agency based in Englewood Cliffs, New Jersey. Their primary business is to recover debts that consumers have not paid.

If Palisades Collection is listed on your credit report, it typically signifies a collections account that originated from unpaid bills or other debts that have gone unpaid beyond the due date.

Who does Palisades Collection, LLC collect for?

Palisades Collection, LLC operates as a junk debt buyer, purchasing old or charged-off debts from various businesses at a fraction of their original value. The businesses they buy debt from cover a wide range of sectors, including banks, credit card companies, cell phone companies like AT&T wireless, hospitals, and doctors.

Is Palisades Collection, LLC legit or a scam?

Palisades Collection, LLC is a legitimate debt collection agency. However, they have a history of unscrupulous collection practices, which means it’s up to you as a consumer to get the facts and then take appropriate action.

How can I remove Palisades Collections from my credit report?

Collection accounts are a major negative mark that remain on your credit report for up to seven years and can lower your credit score significantly. In fact, the higher your credit score, the more a collection account will make it drop. For this reason, getting rid of inaccurate collection accounts should be a top priority to repair your credit.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Palisades Collection, LLC / Asta Funding, Inc. Contact Information

We recommend only contacting them through the mail. This makes sure that you have a record of all communications to protect yourself.


Palisades Collection, LLC
210 Sylvan Avenue
Englewood Cliffs, NJ 07632

Phone number: (800) 991-9367 or (201) 567-5648

Should I contact or pay Palisades Collection, LLC?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Palisades Collection, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Palisades on behalf of their clients.

Will Palisades Collection, LLC sue me or garnish my wages?

Palisades Collection, LLC, like any debt collection agency, does have the legal right to sue you in court for the outstanding debt. If they win the lawsuit and receive a judgment against you, they could potentially have the right to garnish your wages or bank account, subject to the laws in your state. This means they can take money directly from your paycheck or bank account to satisfy the debt.

However, remember that a lawsuit is often a last resort for collection agencies. Lawsuits are costly and time-consuming, so debt collectors usually only pursue this route if the debt amount is substantial and if they believe the debtor has the ability to pay.

Palisades Collection, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the FDCPA. These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Palisades Collection, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Palisades Collection, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Palisades Collection, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Palisades Collection must be honest about who they are and their purpose. They must notify you that they are a debt collection company both orally and in writing.
  • Palisades Collection cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Palisades Collection From Your Credit Report Today!

Credit Saint can help you dispute Palisades Collection, LLC accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.