Palisades Collection, LLC

Is Palisades Collection, LLC hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Palisades Collection, LLC?

Palisades Collection, LLC aka ASTA Funding Inc. is a third-party debt collection agency located in Englewood Cliffs, New Jersey.

Palisades is a junk debt buyer that buys up old debt from banks, credit card companies, cell phone companies, hospitals, and doctors, for pennies on the dollar. They have a history of unscrupulous collection practices, which means it’s up to you as a consumer to get the facts and then take appropriate action.

Palisades Collection LLC Collection Accounts

Collection accounts are a major negative mark that remain on your credit report for up to 7 years and can lower your credit score significantly. In fact, the higher your credit score, the more a collection account will make it drop. For this reason, getting rid of inaccurate collection accounts should be a top priority to repair your credit.

However, it is possible to have it removed before 7 years and you may not even have to pay it.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that helps people fix their credit. You may not even have to pay any of the debts on your credit report.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

Palisades Collection, LLC Contact Information

We recommend only contacting them through the mail. This makes sure that you have a record of all communications to protect yourself.


210 Sylvan Avenue
Englewood Cliffs, NJ 07632


Phone number: (800) 991-9367 or (201) 567-5648

Should I contact or pay Palisades Collection, LLC?

Nothing good can come from contacting a collection agency. And making payments on the debt will reset the clock. Not only will it not help your credit, but it could actually make it worse.

The best way to go about handling this is to contact a professional credit repair service. They have deleted millions of negative items from companies like Palisades for millions of clients nationwide.

And they can help you too.

Is Palisades Collection, LLC showing up on your credit report?

Palisades is most often associated with unpaid AT&T wireless accounts, though they may also buy other types of unsecured debt such as credit cards.

If you have collections, double-check to be sure that these are the only collections that you have. Often, third-party debt buyers will buy and sell debt from one another, so you may have the same debt listed more than once under different debt collectors.

Will Palisades Collection, LLC sue me?

Don’t trust them to have done their due diligence when it comes to verifying your debt. In the past few years, there have been multiple lawsuits charging them with violations of the Fair Debt Collection Practices Act (FDCPA).

These violations include suing people and not properly serving the papers necessary, as well as continuing to try to collect from people who did not owe any money at all.

Many people are never notified of the lawsuits against them so they don’t show up for court which results in a default judgment.

A judgment on your credit report is also very damaging to your credit. They have obtained default judgments totaling millions of dollars from people who never even knew they were being sued.

Considering their less-than-stellar business practices, be very careful about dealing with this company to resolve matters in your favor. However, if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the debt and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Palisades Collection, LLC again.

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Palisades Collection, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collector, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the FDCPA. Lexington Law knows that you have rights and Palisades Collection, LLC does too.

How do I get Palisades Collection removed from my credit report?

Lexington Law specializes in disputing Palisades Collection, LLC accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.

Get Palisades Collection Removed Now!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.