Who is Balanced Healthcare Receivables, LLC?
Balanced Healthcare Receivables, LLC (BHR) is a third-party debt collection agency located in Nashua, New Hampshire. Their function is to assist companies in recouping unpaid debts.
If you notice BHR on your credit report as a collections account, it is typically due to an unpaid bill.
Who does Balanced Healthcare Receivables collect for?
Balanced Healthcare Receivables primarily caters to the healthcare industry. They work with various healthcare providers, including hospitals and clinics, to recover outstanding debts.
Is Balanced Healthcare Receivables legit or a scam?
Balanced Healthcare Receivables is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Balanced Healthcare Receivables from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Balanced Healthcare Receivables, LLC (BHR) Contact Information
Address:
Balanced Healthcare Receivables
164 Burke St Ste 201
Nashua, NH 03060
Phone number: (866) 460-2471
Should I contact or pay Balanced Healthcare Receivables, LLC?
Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Balanced Healthcare Receivables to work with a credit repair professional. They help remove millions of negative items every year from companies like Balanced Healthcare Receivables, LLC on behalf of their clients.
Will Balanced Healthcare Receivables, LLC sue me or garnish my wages?
Balanced Healthcare Receivables, LLC has the legal right to sue you to recover the unpaid debt. If they secure a judgment against you in court, they may gain the right to garnish your wages, levy your bank account, or take other collection actions depending on the laws of your state or jurisdiction.
However, remember that lawsuits can be expensive and time-consuming, so many debt collectors prefer to negotiate a payment plan or settlement before taking legal action.
Balanced Healthcare Receivables, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Balanced Healthcare Receivables, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Balanced Healthcare Receivables to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send Balanced Healthcare Receivables a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Balanced Healthcare Receivables, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Balanced Healthcare Receivables must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Balanced Healthcare Receivables cannot threaten to have you arrested or imprisoned for unpaid debts.
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Credit Saint offers assistance with disputing Balanced Healthcare Receivables collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
