D&A Services

Who is D&A Services, LLC?

D&A Services, LLC is a debt collection agency located in Des Plaines, Illinois. As part of their services, they aim to recover debts owed to various entities.

If you see their name on your credit report, it indicates that you have a delinquent debt that has been transferred to them from the original creditor.

Who does D&A Services collect for?

D&A Services is a versatile debt collection agency dealing with various sectors and loan types. They manage auto deficiencies, bank card debt, DDA overdrafts, and help retrieve unpaid medical bills and delinquent home loans. The firm also handles retail, student loan, telecom, and utility arrears.

Is D&A Services legit or a scam?

D&A Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove D&A Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

D&A Services, LLC Contact Information

Address:

D&A Services, LLC
1400 E Touhy Ave, Ste. G2
Des Plaines, IL 60018

Phone number: (877) 314-4308

Should I contact or pay D&A Services, LLC?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with D&A Services, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like D&A Services, LLC on behalf of their clients.

Will D&A Services, LLC sue me or garnish my wages?

D&A Services, LLC does have the legal right to sue a debtor to recover the money owed. If they win the case, the court could potentially issue a judgment ordering wage garnishment or asset seizure to settle the debt.

However, the likelihood of a lawsuit or wage garnishment depends on many factors, including the amount of the debt, your state’s laws, the agency’s policies, and whether they believe the debtor has the means to pay.

D&A Services, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with D&A Services, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for D&A Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• D&A Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• D&A Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• D&A Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove D&A Services From Your Credit Report Today!

Credit Saint can assist you in disputing D&A Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.