How to Remove Viking Client Services From Your Credit Report

Updated

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Who is Viking Client Services?

Viking Client Services, LLC, also known as Viking Billing Services, is a debt collection agency based in Eden Prairie, Minnesota. They assist companies in the recovery of outstanding debts.

If you have unpaid bills or unresolved debts, you may find Viking Client Services listed on your credit report as a collections account.

Who does Viking Client Services collect for?

Viking Client Services specializes in providing debt collection services for car rental companies. They work with notable car rental companies such as Avis, Budget Rent a Car, and Hertz.

Is Viking Client Services legit or a scam?

Viking Client Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Viking Client Services from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Ready to Clean Up Your Credit Report?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Viking Client Services, LLC Contact Information

Address:

Viking Client Services, LLC
10050 Crosstown Cir, Ste 300
Eden Prairie, MN 55344

Phone number: (800) 767-7895 or (952) 944-7575

Should I contact or pay Viking Client Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Viking Client Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Viking Client Services on behalf of their clients.

Will Viking Client Services sue me or garnish my wages?

Viking Client Services has the option to pursue legal action to collect unpaid debts. If they decide to sue you and are successful in obtaining a court judgment against you, they may have the ability to garnish your wages to recover the debt, depending on the laws and regulations of your state.

However, it’s important to note that the decision to sue or garnish wages is not automatic or guaranteed. Each case is assessed individually, considering factors such as the amount of the debt, the likelihood of successful collection, and the policies of Viking Client Services. Not all collection agencies choose to take legal action in every instance.

Viking Client Services, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Viking Client Services, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Viking Client Services, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Viking Client Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Viking Client Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Viking Client Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Viking Client Services From Your Credit Report Today!

Credit Saint offers assistance with disputing Viking Client Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.

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