EZ Pass Collections


Is EZ Pass Collections hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is EZ Pass Collections?

EZ Pass is an electronic toll collection system widely used on toll roads, bridges, and tunnels in the United States. EZ Pass Collections primarily handles unpaid toll debts.

If a vehicle passes through an EZ Pass toll location without paying, it incurs a debt. This can occur for a couple of reasons. One reason might be that the vehicle doesn’t have an EZ Pass transponder. Another reason could be that the transponder account doesn’t have enough funds.

If you have unpaid tolls, you might see EZ Pass listed on your credit report as a collections account. This is because the unpaid tolls represent a debt you owe.

How can I remove EZ Pass Collections from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

EZ Pass Collections Contact Information


EZ Pass
750 Shipyard Dr.
Wilmington, DE 19801

Phone number: (973) 368-1425

Should I contact or pay EZ Pass Collections?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with EZ Pass Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like EZ Pass Collections on behalf of their clients.

Will EZ Pass Collections sue me or garnish my wages?

EZ Pass Collections is entitled to sue you for the unpaid amount. However, the likelihood of a lawsuit or wage garnishment depends on many factors, such as the amount of the debt, the length of time the debt has been unpaid, and the regulations governing the entity.

Generally, entities like EZ Pass Collections prefer to recover debts through less confrontational means. They may send repeated notices or offer payment plans before resorting to legal action. Even if a lawsuit occurs, wage garnishment isn’t automatic. It usually requires a court order and is subject to state and federal laws.

EZ Pass Collections Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with EZ Pass Collections

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for EZ Pass Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • EZ Pass Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • EZ Pass Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • EZ Pass Collections cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove EZ Pass Collections From Your Credit Report Today!

Credit Saint can help you dispute EZ Pass Collections collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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