If EZ Pass Collections has shown up on your credit report, it could be dragging down your credit score. Here’s what you should know about unpaid toll collections—and how to deal with them.
Who Is EZ Pass Collections?
EZ Pass is an electronic toll collection system used on roads, bridges, and tunnels across the United States. If you pass through a toll location without paying, the system generates a bill. If that bill goes unpaid, it can be sent to collections—and that’s when EZ Pass Collections might show up on your credit report.
This can happen if:
- Your vehicle doesn’t have an active EZ Pass transponder
- Your EZ Pass account has insufficient funds
- Toll violations or unpaid fines have been turned over to collections
Once a collections account appears, it can hurt your credit score for years.
How to Remove EZ Pass Collections From Your Credit Report
Collection accounts can stay on your credit report for up to seven years, so it’s worth taking action to remove them. You have a few options:
- Dispute Inaccurate Information: If the account details are incorrect or outdated, file a dispute with the credit bureaus. They’re required to investigate and fix any errors.
- Request a Pay-for-Delete: Some collection agencies will agree to remove the account if you pay the debt. Get the agreement in writing before sending payment.
- Work With a Credit Repair Company: Credit repair experts can challenge negative accounts and help clean up your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Should You Contact or Pay EZ Pass Collections?
Before making contact, confirm the debt is valid and still within your state’s statute of limitations. Paying off old debts can sometimes reset the clock, making them stay on your credit report longer.
Many people work with credit repair professionals who understand how to handle agencies like EZ Pass Collections and protect your credit in the process.
Can EZ Pass Collections Sue You or Garnish Your Wages?
They can pursue legal action to collect unpaid tolls, but that’s usually not the first step. Typically, they’ll send notices or offer payment plans before considering a lawsuit.
If they sue and win in court, they could garnish your wages or take other collection actions. However, these steps depend on your state’s laws and usually require a court order.
Complaints About EZ Pass Collections
Like many collection agencies, EZ Pass Collections has complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. Common issues include:
- Inaccurate reporting
- Harassment or repeated calls
- Failure to verify debts when requested
If you’re being harassed or your rights are violated, you can file a complaint with these agencies.
Your Rights When Dealing With EZ Pass Collections
The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you from unfair collection tactics. These laws help ensure your credit and rights are protected.
Here’s what those protections include:
- They cannot report false or incomplete information about you
- You have the right to request debt validation within 30 days. They must prove the debt belongs to you and that the amount is correct
- Harassment, threats, repeated calls, or abusive language are illegal
- They must clearly state who they are and that they are collecting a debt
- They cannot threaten arrest or jail over unpaid tolls
EZ Pass Collections Contact Information
- Address: 750 Shipyard Dr, Wilmington, DE 19801
- Phone Number: (973) 368-1425
Remove EZ Pass Collections From Your Credit Report Today
Collections like EZ Pass can lower your credit score, but you don’t have to deal with it alone. Credit Saint has helped thousands of people challenge inaccurate negative items on their credit reports. They even offer a 90-day money-back guarantee for added peace of mind.
If you’re ready to take control of your credit, visit their website or call (855) 281-1510 to get started.

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.