Paragon Revenue Group

Updated

Is Paragon Revenue Group hurting your credit score?

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Who is Paragon Revenue Group?

Paragon Revenue Group (PRG), also known as Jon Barry & Associates, Inc., is a debt collection agency headquartered in Concord, North Carolina. They assist creditors in recovering debts owed by consumers.

If Paragon Revenue Group is listed on your credit report as a collections account, it typically signifies an unpaid debt they are trying to collect. This might be due to an overlooked bill, a debt you’re not aware of, or a disputed charge.

Who does Paragon Revenue Group collect for?

Paragon Revenue Group specializes in collecting medical debts, working exclusively within the healthcare industry. This means their clients are likely to be healthcare providers like hospitals, clinics, and individual healthcare professionals who have provided services that have not been fully paid for.

Is Paragon Revenue Group legit or a scam?

Paragon Revenue Group is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Paragon Revenue Group from my credit report?

Paragon Revenue Group collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Paragon Revenue Group Contact Information

Address:

Paragon Revenue Group
216 Le Phillip Ct NE
Concord, NC 28025

Phone number: (800) 868-1899

Should I contact or pay Paragon Revenue Group?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Paragon Revenue Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Paragon Revenue Group on behalf of their clients.

Will Paragon Revenue Group sue me or garnish my wages?

Paragon Revenue Group does have the legal right to file a lawsuit against you if you fail to pay your debt. If they win the lawsuit, they can obtain a court order to garnish your wages or levy your bank account, among other actions to recover the debt.

However, it’s important to understand that lawsuits and wage garnishments are generally considered last resorts. Before it gets to this point, PRG will likely have made several attempts to contact you about the debt and might offer you the opportunity to set up a repayment plan.

Paragon Revenue Group Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Paragon Revenue Group

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Paragon Revenue Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Paragon Revenue Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Paragon Revenue Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Paragon Revenue Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Paragon Revenue Group From Your Credit Report Today!

Credit Saint can assist you in disputing Paragon Revenue Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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