Halsted Financial Services


Is Halsted Financial Services hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Halsted Financial Services?

Halsted Financial Services, LLC is a debt collection agency located in Skokie, Illinois. They collect overdue debts from individuals on behalf of a variety of businesses.

If you notice Halsted Financial Services on your credit report as a collections account, it indicates that they are responsible for collecting a debt that you have not paid.

Who does Halsted Financial Services collect for?

Halsted Financial Services provides debt collection services to a variety of industries. Their area of expertise spans several sectors, such as automotive, credit cards, retail, telecommunications, and utilities.

Is Halsted Financial Services legit or a scam?

Halsted Financial Services is a reputable company that provides financial services to its clients. However, it has been reported that some customers have experienced repeated unwanted calls, text messages, or emails from the company.

How can I remove Halsted Financial Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Halsted Financial Services, LLC Contact Information


Halsted Financial Services, LLC
8001 Lincoln Ave Ste 500
Skokie, IL 60077-3657

Mailing address:

P.O. Box 828
Skokie, IL 60076

Phone number: (855) 284-0831

Should I contact or pay Halsted Financial Services?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Halsted Financial Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Halsted Financial Services on behalf of their clients.

Will Halsted Financial Services sue me or garnish my wages?

Halsted Financial Services has the ability to sue you for an unpaid debt. If they win the lawsuit and a judgment is issued against you, they may be granted the right to garnish your wages or take other actions to collect the debt, depending on the laws in your state.

However, lawsuits tend to be a last resort due to their complexity, cost, and the time they require. Typically, they will attempt to negotiate a payment plan or a debt settlement before resorting to legal action.

Halsted Financial Services, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Halsted Financial Services, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Halsted Financial Services, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Halsted Financial Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Halsted Financial Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • They cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Halsted Financial Services From Your Credit Report Today!

Credit Saint can assist you in disputing Halsted Financial Services accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.