Access Receivables Management


Is Access Receivables Management hurting your credit score?

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Who is Access Receivables Management?

Access Receivables Management is a debt collection agency that was founded in 1999 and is based in Hunt Valley, Maryland. They provide receivables management and collection services to businesses who have customers with outstanding debts.

You may see Access Receivables Management listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Access Receivables Management collect for?

Access Receivables Management provides debt collection services to several industries. They handle debts for government agencies, potentially dealing with unpaid taxes or other public debts. In healthcare, they manage unpaid medical bills or insurance premiums.

They also work with higher education institutions on student loans or tuition debts. For telecommunications, they may collect on unpaid phone or internet bills, and in transportation and logistics, they address unpaid shipping or freight charges.

Is Access Receivables Management legit or a scam?

Access Receivables Management is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients in various industries. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Access Receivables Management from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Access Receivables Management Contact Information


Access Receivables Management, Inc.
11350 McCormick Rd EP III Ste 800
Hunt Valley, MD 21031

Phone number: (877) 276-8600

Should I contact or pay Access Receivables Management?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with a debt collector like Access Receivables Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Access Receivables Management on behalf of their clients.

Will Access Receivables Management sue me or garnish my wages?

Like most debt collection agencies, Access Receivables Management does have the right to sue you to collect on an outstanding debt. If they win a judgment against you in court, they could potentially garnish your wages, bank account, or other assets in accordance with state and federal laws.

However, this is not typically their first course of action. Many agencies prefer to work out payment arrangements if possible.

Access Receivables Management Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Access Receivables Management

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Access Receivables Management to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Access Receivables Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Access Receivables Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Access Receivables Management cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Access Receivables Management From Your Credit Report Today!

Credit Saint can help you dispute Access Receivables Management collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.