Who is Access Receivables Management?
Access Receivables Management is a debt collection agency that was founded in 1999 and is based in Hunt Valley, Maryland. They provide receivables management and collection services to businesses who have customers with outstanding debts.
You may see Access Receivables Management listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Access Receivables Management collect for?
Access Receivables Management provides debt collection services to several industries. They handle debts for government agencies, potentially dealing with unpaid taxes or other public debts. In healthcare, they manage unpaid medical bills or insurance premiums.
They also work with higher education institutions on student loans or tuition debts. For telecommunications, they may collect on unpaid phone or internet bills, and in transportation and logistics, they address unpaid shipping or freight charges.
Is Access Receivables Management legit or a scam?
Access Receivables Management is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients in various industries. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Access Receivables Management from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Access Receivables Management Contact Information
Address:
Access Receivables Management, Inc.
11350 McCormick Rd EP III Ste 800
Hunt Valley, MD 21031
Phone number: (877) 276-8600
Should I contact or pay Access Receivables Management?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with a debt collector like Access Receivables Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Access Receivables Management on behalf of their clients.
Will Access Receivables Management sue me or garnish my wages?
Like most debt collection agencies, Access Receivables Management does have the right to sue you to collect on an outstanding debt. If they win a judgment against you in court, they could potentially garnish your wages, bank account, or other assets in accordance with state and federal laws.
However, this is not typically their first course of action. Many agencies prefer to work out payment arrangements if possible.
Access Receivables Management Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Access Receivables Management
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Access Receivables Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Access Receivables Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Access Receivables Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Access Receivables Management cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Access Receivables Management From Your Credit Report Today!
Lexington Law Firm can assist you in disputing Access Receivables Management collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
