How to Remove Kay Jewelers Collections From Your Credit Report

Is Kay Jewelers Collections hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports.

Who is Kay Jewelers?

Kay Jewelers aka Sterling Jewelers, Inc. is a retail jewelry store with over 3,500 stores in the US, UK, and Canada. Kay is a subsidiary company of the world’s largest retailer of diamond jewelry, Signet Jewelers.

If you’ve had a Kay Jewelers credit card that went into default, you may see them listed on your credit report as a collections account. The Kay Jewelers credit card is issued by Comenity Bank.

How can I remove Kay Jewelers Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Kay Jewelers Contact Information

Address:

Kay Jewelers
375 Ghent Road
Akron, OH 44333

Phone number: (800) 527-8029 or (800) 877-8194

Should I contact or pay Kay Jewelers Collection Agency?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

However, if your account is still with Kay, it’s best to call customer service at the phone number below to try to work out a payment plan.

The most effective way to deal with Kay Jewelers Collection Agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Kay Jewelers on behalf of their clients.

And they may be able to help you too.

Will Kay Jewelers sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with Kay Jewelers Collection Agency again.

Call Lexington Law to learn how they can help you.

Kay Jewelers Collection Agency Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Kay Jewelers Collection Agency does too.

Remove Kay Jewelers Collections From Your Credit Report Today!

Lexington Law can assist you in disputing Kay Jewelers collection accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.