How to Remove Kay Jewelers Collections from Your Credit Report

Is Kay Jewelers Collections hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Kay Jewelers?

Kay Jewelers aka Sterling Jewelers, Inc. is a retail jewelry store with over 3,500 stores in the US, UK, and Canada. Kay is a subsidiary company of the world’s largest retailer of diamond jewelry, Signet Jewelers.

If you’ve had a Kay Jewelers credit card that went into default, you may see them listed on your credit report as a collections account. The Kay Jewelers credit card is issued by Comenity Bank.

How can I remove Kay Jewelers Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

Kay Jewelers Contact Information

Address:

Kay Jewelers
375 Ghent Road
Akron, Ohio 44333

Website: https://www.kay.com

Phone number: (800) 527-8029 or (800) 877-8194

Should I contact or pay Kay Jewelers Collection Agency?

Generally, it’s not a good idea to contact a collection agency. If your account has been sent to collections, it’s best not to contact them. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new and you’re sure that it’s legit.

However, if you’re account is still with Kay, it’s best to call customer service at the phone number below to try to work out a payment plan.

If your account has been sent to collections, the best way to go about handling this is to work with a professional credit repair service. They have deleted millions of negative items from companies like Kay Jewelers for millions of clients nationwide.

And they can help you too.

Will Kay Jewelers sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with Kay Jewelers Collection Agency again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Kay Jewelers Collection Agency Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Kay Jewelers Collection Agency does too.

Remove Kay Jewelers Collections from Your Credit Report Today!

Lexington Law specializes in disputing Kay Jewelers collection accounts. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we highly recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.