Who is Kay Jewelers?
Kay Jewelers aka Sterling Jewelers, Inc. is a retail jewelry store with over 3,500 stores in the US, UK, and Canada. Kay is a subsidiary company of the world’s largest retailer of diamond jewelry, Signet Jewelers.
If you’ve had a Kay Jewelers credit card that went into default, you may see them listed on your credit report as a collections account. The Kay Jewelers credit card is issued by Comenity Bank.
Removing Kay Jewelers Credit Card Collections from Your Credit Report
Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to have it removed before 7 years, and you may not even have to pay it.
(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)
Lexington Law is a credit repair company that helps people fix their credit. As a result, you may not even have to pay any of the debts on your credit report.
In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.
Call Lexington Law now to learn more: (800) 220-0084
Kay Jewelers Contact Information
Address:
Kay Jewelers
375 Ghent Road
Akron, Ohio 44333
Website: https://www.kay.com
Phone number: (800) 527-8029 or (800) 877-8194
Should I contact or pay Kay Jewelers Collection Agency?
Generally, it’s not a good idea to contact a collection agency. If your account has been sent to collections, it’s best not to contact them. And making payments on the collection account will reset the clock. So not only will it not help your credit, but it could actually make it worse.
However, if you’re account is still with Kay, it’s best to call customer service at the phone number below to try to work out a payment plan.
If your account has been sent to collections, the best way to go about handling this is to contact a professional credit repair service. They have deleted millions of negative items from companies like Kay Jewelers for millions of clients nationwide.
And they can help you too.
Will Kay Jewelers sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Kay Jewelers Collection Agency again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
Kay Jewelers Collection Agency Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Kay Jewelers Collection Agency does too.
Can Kay collections be removed from my credit report?
Lexington Law specializes in disputing Kay Jewelers collection accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.
Get Your Collections Removed Today!
If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.