Who is Salander Enterprises?
Salander Enterprises, LLC is a debt collection agency located in Brookfield, Wisconsin. They operate by pursuing outstanding balances that individuals or businesses owe.
If you find Salander Enterprises mentioned on your credit report, it usually signals the presence of a collections account. Such an occurrence typically indicates an unpaid bill from your end.
Who does Salander Enterprises collect for?
Salander Enterprises is categorized as a junk debt buyer. They specifically focuses on buying and collecting medical debt. This includes debts incurred from various healthcare providers, such as hospitals, private practice doctors, clinics, and other medical facilities.
Is Salander Enterprises legit or a scam?
Salander Enterprises is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Salander Enterprises from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Salander Enterprises, LLC Contact Information
Address:
Salander Enterprises, LLC
225 S Executive Dr.
Brookfield, WI 53005
Phone number: n/a
Should I contact or pay Salander Enterprises?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Salander Enterprises is to work with a credit repair professional. They help remove millions of negative items every year from companies like Salander Enterprises on behalf of their clients.
Will Salander Enterprises sue me or garnish my wages?
Debt collection agencies like Salander Enterprises, LLC have the potential to take legal action against a debtor, including lawsuits. If other debt collection efforts have not been successful, they might choose to sue to recover the debt.
If Salander Enterprises does file a lawsuit and the court rules in their favor, they could possibly garnish your wages or levy your bank account, depending on the laws in your specific state.
However, legal action is typically a last resort for most debt collection agencies due to its time-consuming and expensive nature. Often, they are more inclined to negotiate a payment plan.
Salander Enterprises, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Salander Enterprises, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Salander Enterprises to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Salander Enterprises cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Salander Enterprises must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Salander Enterprises cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Salander Enterprises From Your Credit Report Today!
Credit Saint offers assistance with disputing Salander Enterprises collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
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